2452 Upper Chemung Drive, Selwyn, ON

$575,000
MLS#:X12594270
2 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Selwyn. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $575,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 147.41 x 106.66 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: ERV/HRV, Storage, Suspended Ceilings
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Welcome to 2452 Upper Chemung Drive, a rare opportunity to own a west-facing waterfront property on Chemong Lake in the Township of Selwyn. Situated on a beautiful, gently sloping lot on a quiet street, this property offers over 147 feet of shoreline with an armour stone wall, clean swimmable waterfront, and direct access to the Trent-Severn Waterway. The views are spectacular sunsets over the bay, open lake vistas, and a peaceful natural backdrop just 20 minutes from Peterborough. The outdoor space includes a private single-slip dock, stairs into the lake, a hot tub, deck, and an enclosed porch, all framed by mature trees and thoughtfully landscaped grounds. The existing two-storey, fully winterized home offers approximately 1,500 sq ft of finished space including two bedrooms, two bathrooms, a sunroom, and several living areas but the house is in need of significant updates and repairs. This is an excellent opportunity for buyers looking to renovate or rebuild in a highly desirable lakeside location. Additional features include a drilled well, holding tank, propane forced-air heating, central air, and high-speed internet, along with private driveway parking for four vehicles. With municipal road access, garbage and recycling pickup, and school bus service, this property blends natural beauty with practical year-round living. If you've been dreaming of a peaceful waterfront lifestyle with space to make it your own, this Chemong Lake gem is full of potential.

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Property Summary

This detached home located at 2452 Upper Chemung Drive, Selwyn is currently for sale and has been available on SousaSells for 226 days. This property is listed at $575,000 with an estimated mortgage of $1,914* per month. It has 2 beds, 2 bathrooms, and is 1100-1500 square feet. 2452 Upper Chemung Drive, Selwyn is in the Selwyn neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 6, 2026
Sold price information is available to members only
Listed Date12/1/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick Front, Vinyl Siding
BasementCrawl Space
Lot Size147.41 × 106.66 Feet
CountyPeterborough
Annual Tax$2,982
Legal DescriptionPT LT 25 CON 14 SMITH AS IN R585290 SELWYN TOWNSHIP OF SELWYN

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Cul de Sac/Dead End, Lake/Pond, Level, School Bus Route, Waterfront

Interior Features

ERV/HRV, Storage, Suspended Ceilings, Water Heater, Water Treatment

Security Features

Smoke Detector

Community Features

Location

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2452 Upper Chemung Drive, Selwyn, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 2452 Upper Chemung Drive, Selwyn, ON K0L 2H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Selwyn.

Configure Loan Settings

Interest Rate4.00%
Down Payment$172,500 (30.0%)
* Minimum Canadian down payment required for this price is $32,500.
Amortization Period30 Years
Estimated Monthly Payment$1,914Based on a loan of $402,500 over 30 years.
Purchase Price$575,000
Loan Amount$402,500
Provincial Land Transfer Tax:$7,975
Total Estimated Closing Taxes:$7,975

About Purchasing a Home in Selwyn, ON

For a property listed at $575,000 in Selwyn, the legal minimum down payment is $32,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,975 for this transaction. As this listing is in Selwyn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,975.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Selwyn, Selwyn.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$968,550

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.