26 Prospect Street, Selwyn, ON

$875,000
MLS#:X12101162
4 beds
2 baths
3000-3500 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on April 30, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Selwyn. Expertly crafted featuring premium board & batten and vinyl siding construction, this residence presents an exceptional opportunity offered at $875,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 3000-3500 sqft on a premium 100.98 x 215 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Accessory Apartment, Built-In Oven, Countertop Range
  • Efficient forced air heating via gas

Description

Wow says it all! This beautifully updated 2 storey home in the desirable community of Lakefield sits on approximately 1/2 acre lot within walking distance to all amenities. Built in 1883 this 4 bedroom, 2 bath home offers historic charm and modern convenience. Open concept living and dining space with gleaming hardwood flooring, a renovated country kitchen with cork flooring loads of cabinetry, butcher block countertops and gas fireplace. Newer renovated main floor bath. Convenient mudroom off of kitchen. Upstairs you'll find designated office space on the upper landing as well as 3 bedrooms, along with an updated spacious main bathroom with soaker tub. At the rear of the house, accessible by its own separate entrance is a self-contained nanny suite. Outside you'll find a south-facing covered porch and deck, lush mature landscaping that provides the ultimate in privacy and tranquility, along with a large utility shed. Basement is high and provides lots of storage space. Updated features include steel roof, 4 year old windows, 3 year old high efficiency gas furnace and more. Located on the edge of the charming village of Lakefield, you'll have easy access to boutique shops, cafes, schools, and outdoor recreational opportunities. Don't miss your chance to own this one-of-a-kind property.

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Property Summary

This detached home located at 26 Prospect Street, Selwyn is currently for sale and has been available on SousaSells for 449 days. This property is listed at $875,000 with an estimated mortgage of $2,913* per month. It has 4 beds, 2 bathrooms, and is 3000-3500 square feet. 26 Prospect Street, Selwyn is in the Selwyn neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
0
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 29, 2025
Sold price information is available to members only
Listed Date4/24/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBoard & Batten , Vinyl Siding
BasementUnfinished
Lot Size100.98 × 215 Feet
CountyPeterborough
Annual Tax$2,910.51
Legal DescriptionPyt Part Lt 11 N. PL 6 Village of Lakefeild as in R270171 ; SMI-ENN-LAK. Now Selwyn Township

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Marina, Park, Place Of Worship, Rec./Commun.Centre, River/Stream, School

Interior Features

Accessory Apartment, Built-In Oven, Countertop Range, In-Law Suite, Sump Pump, Water Heater Owned, Water Heater

Security Features

Smoke Detector

Community Features

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Location

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26 Prospect Street, Selwyn, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 26 Prospect Street, Selwyn, ON K0L 2H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Selwyn.

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Interest Rate4.00%
Down Payment$262,500 (30.0%)
* Minimum Canadian down payment required for this price is $62,500.
Amortization Period30 Years
Estimated Monthly Payment$2,913Based on a loan of $612,500 over 30 years.
Purchase Price$875,000
Loan Amount$612,500
Provincial Land Transfer Tax:$13,975
Total Estimated Closing Taxes:$13,975

About Purchasing a Home in Selwyn, ON

For a property listed at $875,000 in Selwyn, the legal minimum down payment is $62,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,975 for this transaction. As this listing is in Selwyn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,975.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Selwyn, Selwyn.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$968,539

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.