1280 Mount Stephen Road, Severn, ON

$874,900
MLS#:S12275521
5 beds
3 baths
1500-2000 sqft
12.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 5, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Coldwater. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $874,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 558.72 x 635.53 ft lot
  • Features a finished with walk-out, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Suite
  • Efficient forced air heating via propane

Description

Top 5 Reasons You Will Love This Home: 1) Discover the serenity of country living in this charming bungalow nestled on 6.9 private acres, just 10 minutes from town with quick access to Highway 400, surrounded by nature and teeming with wildlife, it's a peaceful retreat where quiet mornings and starry nights awaits 2) The ground-level walkout basement features a fully self-contained in-law suite, complete with its own entrance, two bedrooms, a full bathroom, an eat-in kitchen, a spacious living area, separate laundry, and full-sized windows that invite in plenty of natural light 3) Fully insulated and heated two-car garage offering versatility for use as a gym, workshop, or extra storage space, and includes two garage door openers and a convenient exterior access door 4) Keep energy cost in check with an efficient propane furnace, plus the added benefit of an outdoor hot water wood boiler for supplemental heating 5) The main level offers a bright, open living space with large patio doors, oak kitchen cabinetry, a propane stove, newer dishwasher, and main level laundry, designed for everyday ease and ideal for hosting family and friends. 1,660 above grade sq.ft. plus a finished basement. Visit our website for more detailed information.

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Property Summary

This detached home located at 1280 Mount Stephen Road, Severn is currently for sale and has been available on SousaSells for 372 days. This property is listed at $874,900 with an estimated mortgage of $2,912* per month. It has 5 beds, 3 bathrooms, and is 1500-2000 square feet. 1280 Mount Stephen Road, Severn is in the Coldwater neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 18, 2025
Sold price information is available to members only
Listed Date7/10/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFinished with Walk-Out, Full
Lot Size558.72 × 635.53 Feet
CountySimcoe
Annual Tax$3,897
Legal DescriptionPT LT 1 CON 3 MATCHEDASH PT 2 51R30995; SEVERN

Parking & Garage

Parking Total12.0
Parking Space10
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

Greenbelt/Conservation, River/Stream, School, Wooded/Treed, School Bus Route

Interior Features

In-Law Suite

Security Features

Smoke Detector

Community Features

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Location

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1280 Mount Stephen Road, Severn, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1280 Mount Stephen Road, Severn, ON L0K 2E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Severn.

Configure Loan Settings

Interest Rate4.00%
Down Payment$262,470 (30.0%)
* Minimum Canadian down payment required for this price is $62,490.
Amortization Period30 Years
Estimated Monthly Payment$2,912Based on a loan of $612,430 over 30 years.
Purchase Price$874,900
Loan Amount$612,430
Provincial Land Transfer Tax:$13,973
Total Estimated Closing Taxes:$13,973

About Purchasing a Home in Severn, ON

For a property listed at $874,900 in Severn, the legal minimum down payment is $62,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,973 for this transaction. As this listing is in Severn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,973.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Coldwater, Severn.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$797,469

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.