This property was sold on November 5, 2025. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Coldwater. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $874,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Top 5 Reasons You Will Love This Home: 1) Discover the serenity of country living in this charming bungalow nestled on 6.9 private acres, just 10 minutes from town with quick access to Highway 400, surrounded by nature and teeming with wildlife, it's a peaceful retreat where quiet mornings and starry nights awaits 2) The ground-level walkout basement features a fully self-contained in-law suite, complete with its own entrance, two bedrooms, a full bathroom, an eat-in kitchen, a spacious living area, separate laundry, and full-sized windows that invite in plenty of natural light 3) Fully insulated and heated two-car garage offering versatility for use as a gym, workshop, or extra storage space, and includes two garage door openers and a convenient exterior access door 4) Keep energy cost in check with an efficient propane furnace, plus the added benefit of an outdoor hot water wood boiler for supplemental heating 5) The main level offers a bright, open living space with large patio doors, oak kitchen cabinetry, a propane stove, newer dishwasher, and main level laundry, designed for everyday ease and ideal for hosting family and friends. 1,660 above grade sq.ft. plus a finished basement. Visit our website for more detailed information.
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This detached home located at 1280 Mount Stephen Road, Severn is currently for sale and has been available on SousaSells for 372 days. This property is listed at $874,900 with an estimated mortgage of $2,912* per month. It has 5 beds, 3 bathrooms, and is 1500-2000 square feet. 1280 Mount Stephen Road, Severn is in the Coldwater neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Greenbelt/Conservation, River/Stream, School, Wooded/Treed, School Bus Route
In-Law Suite
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Data-driven valuation for 1280 Mount Stephen Road, Severn, ON L0K 2E0
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Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Severn.
About Purchasing a Home in Severn, ON
For a property listed at $874,900 in Severn, the legal minimum down payment is $62,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,973 for this transaction. As this listing is in Severn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,973.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.