1650 Trader Cowan Road, Severn, ON

$975,000
MLS#:S13629486
4 beds
3 baths
2000-2500 sqft
6.0 parking
Residential Freehold
1650 Trader Cowan Road, Severn, ON L0K 1E0

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Severn. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $975,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 100 x 150 ft lot
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Capability, Water Heater Owned, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Welcome to this custom built duplex bungalow in the peaceful countryside of Severn on a paved road, offering exceptional flexibility for families, extended families, multi-generational living, or investment income potential. Thoughtfully designed with 2,490 sq. ft. of finished living space all on one level, this home can be enjoyed as a spacious 4 bedroom, 3 bath residence or configured as a 2 bedroom home with a self-contained 2 bedroom apartment, complete with its own kitchen and living space. With no basement, every room is conveniently located on the main floor, providing easy accessibility and efficient living. Built in 2025, this quality home features two full kitchens, bright open-concept living areas, central air, propane forced air, hydronic hot water in both units, and heat pump in second unit, two HRV systems as well. Attached double garage with inside entrance to both units and ample parking. Situated on a generous 100' x 150' lot in Rural Severn, this versatile property is ideal for extended families, those looking to offset mortgage costs with rental income, or investors seeking a turnkey duplex-style opportunity. Enjoy the peace of country living only 10 minutes from Highway 400 and 20 mins from Costco Orillia. A rare opportunity to own a modern, custom-built home that offers outstanding flexibility to suit your lifestyle and investment goals. Hydro can be separated with 2 meters.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 1650 Trader Cowan Road, Severn is currently for sale and has been available on SousaSells for 5 days. This property is listed at $975,000 with an estimated mortgage of $3,245* per month. It has 4 beds, 3 bathrooms, and is 2000-2500 square feet. 1650 Trader Cowan Road, Severn is in the Rural Severn neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Rural Severn, Severn.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Rural Severn, Severn.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementNone
Lot Size100 × 150 Feet
CountySimcoe
Annual Tax$3,643
Legal DescriptionLT 58 PL 1323 TAY; SEVERN TOWNSHIP OF SEVERN

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • In-Law Capability
  • Water Heater Owned
  • In-Law Suite
  • Primary Bedroom - Main Floor
  • Other
  • Guest Accommodations
  • Carpet Free

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 1650 Trader Cowan Road, Severn, ON

Q.What is the asking price for 1650 Trader Cowan Road, Severn, ON ?

The current listing price for 1650 Trader Cowan Road, Severn, ON in Rural Severn, Severn is $975,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 1650 Trader Cowan Road, Severn, ON ?

1650 Trader Cowan Road, Severn, ON is a Detached (Bungalow) featuring a None basement.

Q.What interior features are included in this home?

Interior highlights include: In-Law Capability, Water Heater Owned, In-Law Suite, Primary Bedroom - Main Floor, Other, Guest Accommodations, Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

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Location

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1650 Trader Cowan Road, Severn, ON

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Property History

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This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1650 Trader Cowan Road, Severn, ON L0K 1E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Severn.

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Interest Rate4.00%
Down Payment$292,500 (30.0%)
* Minimum Canadian down payment required for this price is $72,500.
Amortization Period30 Years
Estimated Monthly Payment$3,245Based on a loan of $682,500 over 30 years.
Purchase Price$975,000
Loan Amount$682,500
Provincial Land Transfer Tax:$15,975
Total Estimated Closing Taxes:$15,975

About Purchasing a Home in Severn, ON

For a property listed at $975,000 in Severn, the legal minimum down payment is $72,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,975 for this transaction. As this listing is in Severn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,975.

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Rural Severn, Severn Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Severn, Severn.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,220,231

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Rural Severn, Severn

Elementary Schools

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Secondary Schools

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Rural Severn, Severn Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.