1866 Tay Bay Road, Severn, ON

$999,900
MLS#:S13519258
4 beds
2 baths
2000-2500 sqft
11.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Rural Severn. Expertly crafted featuring premium board & batten construction, this residence presents an exceptional opportunity offered at $999,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 465 x 550 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 11.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Other
  • Efficient radiant heating via propane

Description

Over 8 acres of land, approximately 500 feet of waterfront, and a spectacular view across Matchedash Bay. This year-round log home delivers the kind of privacy most people only dream about, fronting onto 300 acres of Crown Land with fishing, hunting, hiking, and boating right out your door.The main floor features a primary bedroom with walk-in closet and walkout to a covered front deck. The kitchen includes all appliances and walks out to a side deck. An open concept great room and dining area flow naturally through the home, while a rear sunroom captures the waterfront view beautifully. Upstairs, 3 additional bedrooms provide plenty of room for family or guests.The boathouse is a standout, offering finished living space with sleeping accommodations, a bathroom, and kitchenette on the upper level, with storage below. A detached oversized single garage rounds out the outbuildings. Practical upgrades include a full backup generator, UV water treatment, and tankless hot water.This is a rare opportunity to own a true waterfront retreat with serious acreage and Crown Land at your doorstep. Book your private showing today.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBoard & Batten
BasementCrawl Space
Lot Size465 × 550 Feet
CountySimcoe
Annual Tax$4,500
Legal DescriptionPCL 6-1 SEC 51M212; LOT 6 PLAN 51M212 TAY SUBJECT TO AN EASEMENT OVER PART 1 51R42601 IN FAVOUR OF PART LOT 8 CONCESSION 13 TAY, PART 2 51R42601 AS IN SC1718586 TOWNSHIP OF TAY

Parking & Garage

Parking Spaces11.0
Garage Spaces10
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeRadiant
CoolingNone

Features

Property Features

Interior Features

Other

Security Features

Community Features

Location

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1866 Tay Bay Road, Severn, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1866 Tay Bay Road, Severn, ON L0K 1E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Severn.

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Interest Rate5.25%
Down Payment$74,990 (7.5%)
* Minimum Canadian down payment required for this price is $74,990.
Amortization Period25 Years
Estimated Monthly Payment$5,512Based on a loan of $924,910 over 25 years.
Purchase Price$999,900
Loan Amount$924,910
Provincial Land Transfer Tax:$16,473
Total Estimated Closing Taxes:$16,473

About Purchasing a Home in Severn, ON

For a property listed at $999,900 in Severn, the legal minimum down payment is $74,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,473 for this transaction. As this listing is in Severn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,473.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Severn, Severn.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,128,581

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.