20 John Street, Severn, ON

$629,999
MLS#:S14092226
4 beds
2 baths
700-1100 sqft
5.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 20 John Street Severn ON listed at $629,999 (MLS# S14092226) - Main View
Open House
For Sale
Added:Oct 19, 2026(1 day ago)
Updated:Oct 20, 2026(today)
Last Checked:21 minutes ago

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Coldwater. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $629,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 58.74 x 185.46 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 2.0 garage spaces (5.0 total parking spaces) with a convenient carport configuration
  • Notable attributes: Carpet Free, Central Vacuum, Floor Drain
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 20 John Street in Coldwater! This inviting 3-bedroom home offers comfortable family living, a versatile finished basement space, and a fantastic location within walking distance of downtown Coldwater. The bright living room features an abundance of natural light and a cozy natural gas fireplace, while the eat-in kitchen comes complete with matching Frigidaire appliances, including a refrigerator, dishwasher, oven, and microwave. Ceramic tile and hardwood flooring flow throughout the main level, complemented by the convenience of main floor laundry.Step through the glass door onto the spacious backyard deck, featuring a retractable awning overlooking the above-ground pool-an ideal setting for summer relaxation, outdoor dining, and entertaining family and friends. The finished basement adds exceptional versatility, featuring a large bedroom, spacious family room, 3-piece bathroom, new flooring, a second laundry area, and generous utility and storage space. With its flexible layout, the lower level offers potential for extended family, guests, or a future in-law suite, subject to applicable approvals.Additional features include outdoor Govee lighting, two sets of washers and dryers, and a sump pump with battery backup for added peace of mind. Enjoy the convenience of being just steps from the local public school, downtown Coldwater, Coldwater Fairgrounds, and the community ice rink. Commuters will appreciate the easy access to Highways 12 and 400, connecting you to Orillia, Barrie, and the surrounding communities.An excellent opportunity to own a stunning family home in the welcoming community of Coldwater, with outdoor enjoyment, flexible living space, and everyday amenities all close at hand!

Upcoming Open Houses

1 Scheduled
Saturday, October 24, 20261:00 PM - 3:00 PMPublic
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Property Summary

This detached home located at 20 John Street, Severn is currently for sale and has been available for 1 day. This property is listed at $629,999 with an estimated mortgage of $2,097* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 20 John Street, Severn is in the Coldwater neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Coldwater, Severn.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Coldwater, Severn.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$629,999
AddedOct 19, 2026 (1 day ago)
UpdatedOct 20, 2026 (today)
Last Checked21 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX RIGHT MOVE

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementPartially Finished
Lot Size58.74 Ă— 185.46 Feet
CountySimcoe
Annual Tax$2,230
Rental ItemsHot Water Tank
Legal DescriptionLT 18 W/S JOHN ST BLK B PL 390 MEDONTE; SEVERN

Parking & Garage

Parking Total5.0
Parking Space3
Garage Parking2.0
Garage TypeCarport

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Park
  • School
  • Rec./Commun.Centre

Interior Features

  • Carpet Free
  • Central Vacuum
  • Floor Drain
  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Storage
  • Sump Pump
  • Water Heater
  • Water Treatment

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Severn Home Buyer Advisory & Market HubActive MLS® Listing in Severn, Ontario

Looking to Buy a Home in Severn?

If you are looking for a house in Severn or researching Severn real estate for sale, this 4-bedroom detached at 20 John Street, Severn, ON offers an exceptional opportunity to buy a home in Severn, Ontario. Whether you are a first-time Severn home buyer or comparing active Severn MLS® homes for sale, working with a dedicated Severn buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Severn Homes for Sale & MLS® Listings

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Dedicated Severn Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Severn realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Severn Buyer Budget & Costs

Estimated mortgage: $2,097*/month*. Estimated Ontario Land Transfer Tax: $9,075. First-time Severn home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Severn

Frequently Asked Questions about 20 John Street, Severn, ON

Q.What is the asking price for 20 John Street, Severn, ON ?

The current listing price for 20 John Street, Severn, ON in Coldwater, Severn is $629,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 20 John Street, Severn, ON ?

20 John Street, Severn, ON is a Detached (Bungalow-Raised) featuring a Partially Finished basement.

Q.What key property features does 20 John Street, Severn, ON offer?

Key property features include: Fenced Yard, Park, School, Rec./Commun.Centre.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Central Vacuum, Floor Drain, In-Law Capability, Primary Bedroom - Main Floor, Storage, Sump Pump, Water Heater, Water Treatment.

Q.What security features are installed at 20 John Street, Severn, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Carport).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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20 John Street, Severn, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Coldwater, Severn

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 20 John Street, Severn, ON L0K 1E0

Estimated Sales Range
$598,000 - $617,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Severn.

Configure Loan Settings

Interest Rate4.00%
Down Payment$189,000 (30.0%)
* Minimum Canadian down payment required for this price is $38,000.
Amortization Period30 Years
Estimated Monthly Payment$2,097Based on a loan of $440,999 over 30 years.
Purchase Price$629,999
Loan Amount$440,999
Provincial Land Transfer Tax:$9,075
Total Estimated Closing Taxes:$9,075

About Purchasing a Home in Severn, ON

For a property listed at $629,999 in Severn, the legal minimum down payment is $38,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,075 for this transaction. As this listing is in Severn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,075.

Similar Listings in Coldwater, Severn

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Coldwater, Severn Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Coldwater, Severn.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$652,378

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Coldwater, Severn

Elementary Schools

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Secondary Schools

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Coldwater, Severn Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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