2804 Janes Lane, Severn, ON

$1,245,000
MLS#:S12180570
5 beds
3 baths
1100-1500 sqft
14.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 5, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Coldwater. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $1,245,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 216 x 224 ft lot
  • Features a finished with walk-out, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 14.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Accessory Apartment, Bar Fridge, Guest Accommodations
  • equipped with wall unit(s) central cooling and highly efficient forced air heating via propane

Description

MACLEAN LAKE OF GLOUCESTER POOL Just bring Bathing Suit & Toothbrush! The Best of Both Worlds, World Class Boating & Dive off into The Pool Anytime of The Day or Relax in The Screened-in Cabana. 216 ft of Frontage, West Exposure & It is an Entertainer's Haven, or a Family Gathering Spot all Wrapped into 1. An Open-Concept Living Space that Starts in The Main Cottage w/ a Large 3-Season Muskoka Rm and opens onto a Spacious Deck, Showcasing The Pool and The Cabana & The Boat Dock.***THE DETAILS***The Cottage has 3 Bedrms 2 -3pc baths w/Walk-out Lower Level & The Suite above The 44 Long Garage has 2 Bedrms 1-3pc bath. Step Outside off The HotTub Main Deck to The Pool Side Landscaped Terrace, where The Screened-in Cabana Room Awaits. Lots of Garage Space w/3 Garages to Choose from. Even a Boat Launch is around The Corner used for The Community Cottagers. ***MORE INFO*** MacLean Lk. is just off Gloucester Pool at The South End & it is Protected Enough to Enjoy Daily Water Sports but is also Linked to The Trent Severn Waterway for Big Boat Access. Daily Excursions out for Lunch to The Many Available Restaurants on Gloucester Pool up to The Big Chute or a Trip into Georgian Bay at Port Severn Lock 45 can also be included in your Fun. Port Severn has an LCBO, Marinas, Gas, Restaurants approx. 20min by Boat. There are also Several Kms. of MacLean Lake that Lends Itself to The Avid Fisherman or Someone Looking to Enjoy Long Canoe or Kayak Excursions. Just 1.5 Hour Drive from The GTA. This Property is Close to The Ski Hills. Golf Courses are also Close by in Coldwater or Port Severn 20 min away. The Drive to Midland or Barrie under 1hr. **Extras***The Janes Lane Rd. Assoc. includes Seasonal Maintenance & Winter Snow Plowing for $500; 700 Sqft Loft Suite ; Garage Heated & Insulated; 2nd Garage detached for Storage of Toys; Fire-pit Circle as You walk from The Boat Dock; Waterfront Lot Has 24 ft x 12 ft Floating Dock W/Covered Slip for your Boat; Internet: Starlink.

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Property Summary

This detached home located at 2804 Janes Lane, Severn is currently for sale and has been available on SousaSells for 415 days. This property is listed at $1,245,000 with an estimated mortgage of $4,144* per month. It has 5 beds, 3 bathrooms, and is 1100-1500 square feet. 2804 Janes Lane, Severn is in the Coldwater neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 17, 2025
Sold price information is available to members only
Listed Date5/29/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionWood
BasementFinished with Walk-Out, Separate Entrance
Lot Size216 × 224 Feet
CountySimcoe
Annual Tax$4,652
Legal DescriptionPT LT 14 CON 3 MATCHEDASH PT 3 & 4, RD625, T/W EASEMENT AS IN SC122509; SEVERN TWP., SIMCOE COUNTY

Parking & Garage

Parking Total14.0
Parking Space10
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingWall Unit(s)

Features

Property Features

Beach, Golf, Hospital, Lake Access, Place Of Worship, School Bus Route

Interior Features

Accessory Apartment, Bar Fridge, Guest Accommodations, Primary Bedroom - Main Floor, Water Heater Owned

Security Features

Community Features

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Location

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2804 Janes Lane, Severn, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 2804 Janes Lane, Severn, ON L0K 1E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Severn.

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Interest Rate4.00%
Down Payment$373,500 (30.0%)
* Minimum Canadian down payment required for this price is $249,000.
Amortization Period30 Years
Estimated Monthly Payment$4,144Based on a loan of $871,500 over 30 years.
Purchase Price$1,245,000
Loan Amount$871,500
Provincial Land Transfer Tax:$21,375
Total Estimated Closing Taxes:$21,375

About Purchasing a Home in Severn, ON

For a property listed at $1,245,000 in Severn, the legal minimum down payment is $249,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $21,375 for this transaction. As this listing is in Severn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $21,375.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Coldwater, Severn.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$797,469

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.