34 John Street, Severn, ON

$669,000
MLS#:S12061867
3 beds
2 baths
1100-1500 sqft
8.0 parking
Residential Freehold
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Property no longer active

This property was sold on April 10, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Coldwater. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $669,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 54.64 x 229.36 ft lot
  • Features a partially finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Central Vacuum, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Charming Raised Bungalow in Historic Coldwater Village. Nestled in the heart of Coldwater, one of Ontario's oldest and most picturesque villages, this quaint raised bungalow offers the perfect blend of peaceful country living and historic charm. Built on a generous, oversized lot, this 3-bedroom, 2-bathroom home features a forested backyard, providing a serene escape from the hustle and bustle of city life.The home boasts a lower-level entrance leading to the garage and expansive yard, offering endless possibilities for outdoor enjoyment or future development. Whether you're looking to renovate and personalize this gem or rebuild your dream home, this property is a canvas awaiting your vision.Coldwater is a vibrant, historical community, known for its delightful Victorian homes, traditional churches, and its status as the gateway to the Severn River and the iconic Big Chute Marine Railway the only marine railway of its kind in North America. Located just 90 minutes north of Toronto, Coldwater offers easy access to the Trent-Severn Waterway, Lake Simcoe, and Lake Couchiching, making it a perfect destination for nature lovers and water enthusiasts.This is your chance to own a piece of Coldwater's history while enjoying the tranquil beauty of rural Ontario. Don't miss out! Schedule a viewing today!

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Property Summary

This detached home located at 34 John Street, Severn is currently for sale and has been available on SousaSells for 470 days. This property is listed at $669,000 with an estimated mortgage of $2,227* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 34 John Street, Severn is in the Coldwater neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 10, 2025
Sold price information is available to members only
Listed Date4/4/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick
BasementPartially Finished, Separate Entrance
Lot Size54.64 × 229.36 Feet
CountySimcoe
Annual Tax$2,694
Legal DescriptionPCL 46-1 SEC 51M370; LT 46 PL 51M370 COLDWATER; SEVERN

Parking & Garage

Parking Total8.0
Parking Space7
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Place Of Worship, School, Wooded/Treed, Marina

Interior Features

Central Vacuum, Primary Bedroom - Main Floor

Security Features

Community Features

Location

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34 John Street, Severn, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 34 John Street, Severn, ON L0K 1E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Severn.

Configure Loan Settings

Interest Rate4.00%
Down Payment$200,700 (30.0%)
* Minimum Canadian down payment required for this price is $41,900.
Amortization Period30 Years
Estimated Monthly Payment$2,227Based on a loan of $468,300 over 30 years.
Purchase Price$669,000
Loan Amount$468,300
Provincial Land Transfer Tax:$9,855
Total Estimated Closing Taxes:$9,855

About Purchasing a Home in Severn, ON

For a property listed at $669,000 in Severn, the legal minimum down payment is $41,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,855 for this transaction. As this listing is in Severn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,855.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Coldwater, Severn.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$797,469

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.