4258 Canal Road, Severn, ON

$329,900
MLS#:S13648744
1 beds
1 baths
< 700 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow rural residential located in the coveted neighborhood of Rural Severn. Expertly crafted featuring premium wood and aluminum siding construction, this residence presents an exceptional opportunity offered at $329,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning < 700 sqft on a premium 53.28 x 150 ft lot
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater
  • Efficient baseboard heating via electric

Description

SEVERN RIVER Escape - part of the renowned Trent-Severn Waterway, where endless days of Boating, Fishing, Swimming, and simply Relaxing await. This Charming Waterfront Retreat is a Free-Hold Waterfront Property - NOT leased land. It boasts 53 feet of river frontage complete with Decking and Docks. Adorably cute and Fully Functional, this inviting Seasonal Cottage offers a bright interior featuring a Full Kitchen, Livingroom, Bedroom, and a four-piece Bathroom, making it an ideal getaway for weekends or extended summer stays. If you are seeking a Quiet Retreat, this delightful Riverside Property is ready for you to enjoy. The deep lot is Framed by Privacy Hedges, creating a Peaceful Setting to unwind while remaining just minutes from the Conveniences of Washago's Amenities and close to Lock 42. Welcome to the Cottage!

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Property Summary

This rural residential located at 4258 Canal Road, Severn is currently for sale and has been available on SousaSells for 3 days. This property is listed at $329,900 with an estimated mortgage of $1,098* per month. It has 1 bed, 1 bathroom, and is < 700 square feet. 4258 Canal Road, Severn is in the Rural Severn neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Rural Severn, Severn.

Great for Small Household / Couples
What We Love About This Home
  • 1 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • < 700 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeRural Residential
Architectural StyleBungalow
ConstructionWood , Aluminum Siding
BasementNone
Lot Size53.28 × 150 Feet
CountySimcoe
Annual Tax$1,663
Legal DescriptionCon 14 E Pt Lot 13, RP 51R12415 Part 1, 2 & 3, Township of Severn

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

  • Clear View
  • River/Stream
  • Waterfront
  • Wooded/Treed

Interior Features

  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 4258 Canal Road, Severn, ON

Q.What is the asking price for 4258 Canal Road, Severn, ON ?

The current listing price for 4258 Canal Road, Severn, ON in Rural Severn, Severn is $329,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 1 bedroom and 1 bathroom across approximately < 700 sqft.

Q.What property type and architectural style is 4258 Canal Road, Severn, ON ?

4258 Canal Road, Severn, ON is a Rural Residential (Bungalow) featuring a None basement.

Q.What key property features does 4258 Canal Road, Severn, ON offer?

Key property features include: Clear View, River/Stream, Waterfront, Wooded/Treed.

Q.What interior features are included in this home?

Interior highlights include: Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

Location

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4258 Canal Road, Severn, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4258 Canal Road, Severn, ON L0K 2B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Severn.

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Interest Rate4.00%
Down Payment$98,970 (30.0%)
* Minimum Canadian down payment required for this price is $16,495.
Amortization Period30 Years
Estimated Monthly Payment$1,098Based on a loan of $230,930 over 30 years.
Purchase Price$329,900
Loan Amount$230,930
Provincial Land Transfer Tax:$3,424
Total Estimated Closing Taxes:$3,424

About Purchasing a Home in Severn, ON

For a property listed at $329,900 in Severn, the legal minimum down payment is $16,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,424 for this transaction. As this listing is in Severn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,424.

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Rural Severn, Severn Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Severn, Severn.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,220,231

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Rural Severn, Severn

Elementary Schools

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Secondary Schools

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Rural Severn, Severn Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.