4308 Graham Road, Severn, ON

$1,299,000
MLS#:S14117324
4 beds
2 baths
2000-2500 sqft
5.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 4308 Graham Road Severn ON listed at $1,299,000 (MLS# S14117324) - Main View
For Sale
Added:Oct 26, 2026(4 days ago)
Updated:Oct 28, 2026(2 days ago)
Last Checked:21 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Rural Severn. Expertly crafted featuring premium board & batten and log construction, this residence presents an exceptional opportunity offered at $1,299,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 199.79 x 266.08 ft lot
  • Features a crawl space, unfinished, exposed rock basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (5.0 total parking spaces)
  • Notable attributes: Primary Bedroom - Main Floor, Carpet Free, Generator - Full
  • equipped with central air central cooling and highly efficient forced air heating via oil

Description

Welcome to T-Lodge, a one of a kind beautifully updated 1950s log cottage nestled in a quiet bay just steps from the water's edge only 1.5 hrs from Toronto. Set on a private 1.3-acre lot with 200 feet of pristine shoreline, this rare Muskoka retreat offers stunning western exposure, spectacular sunsets, and a substantial metal post dock. Blending rustic charm with modern comfort, the cottage features 4 bedrooms, 2 bathrooms, and accommodations for up to 17 guests. Original character shines through the floor-to-ceiling stone fireplace, handcrafted oak doors, and reclaimed church doors. Thoughtful updates include a second bathroom, pantry, overflow guest room, and utility room with easy access to water and filtration systems. Designed for year-round enjoyment, the property includes a heated water line, air conditioning, high-efficiency oil furnace (2020), and Generac generator. The spacious living room opens to a large lakeside deck with built-in seating, creating the perfect setting for entertaining or relaxing while enjoying peaceful lake views. Located with convenient access to the Trent-Severn Waterway, skiing, golf, pickleball, shopping, and more, T-Lodge is ideal as a year-round residence or cherished family getaway. An exceptional opportunity exists to expand your waterfront footprint. The neighbouring property at 4292 Graham Road (MLS S13764928) is also available for purchase. Combined, the properties would create a remarkable lakeside family compound with significantly increased acreage and shoreline frontage. A truly unique Muskoka waterfront opportunity offering privacy, character, and endless possibilities.

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Property Summary

This detached home located at 4308 Graham Road, Severn is currently for sale and has been available for 4 days. This property is listed at $1,299,000 with an estimated mortgage of $4,324* per month. It has 4 beds, 2 bathrooms, and is 2000-2500 square feet. 4308 Graham Road, Severn is in the Rural Severn neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Rural Severn, Severn.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Rural Severn, Severn.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$1,299,000
AddedOct 26, 2026 (4 days ago)
UpdatedOct 28, 2026 (2 days ago)
Last Checked21 minutes ago
Transaction TypeFor Sale
List Office NameRoyal LePage Lakes Of Muskoka - Clarke Muskoka Realty

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBoard & Batten , Log
BasementCrawl Space, Unfinished, Exposed Rock
Lot Size199.79 × 266.08 Feet
CountySimcoe
Annual Tax$4,440
Rental ItemsPropane tanks x2
Legal DescriptionLT 8 PL 974 MATCHEDASH; SEVERN

Parking & Garage

Parking Total5.0
Parking Space5
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceOil
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Arts Centre
  • Beach
  • Campground
  • Clear View
  • Golf
  • Lake Access

Interior Features

  • Primary Bedroom - Main Floor
  • Carpet Free
  • Generator - Full
  • Storage
  • Water Heater Owned
  • Water Treatment

Security Features

  • None
  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Severn Home Buyer Advisory & Market HubActive MLS® Listing in Severn, Ontario

Looking to Buy a Home in Severn?

If you are looking for a house in Severn or researching Severn real estate for sale, this 4-bedroom detached at 4308 Graham Road, Severn, ON offers an exceptional opportunity to buy a home in Severn, Ontario. Whether you are a first-time Severn home buyer or comparing active Severn MLS® homes for sale, working with a dedicated Severn buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Severn Homes for Sale & MLS® Listings

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Dedicated Severn Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Severn realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Severn Buyer Budget & Costs

Estimated mortgage: $4,324*/month*. Estimated Ontario Land Transfer Tax: $22,455. First-time Severn home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Severn

Frequently Asked Questions about 4308 Graham Road, Severn, ON

Q.What is the asking price for 4308 Graham Road, Severn, ON ?

The current listing price for 4308 Graham Road, Severn, ON in Rural Severn, Severn is $1,299,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 4308 Graham Road, Severn, ON ?

4308 Graham Road, Severn, ON is a Detached (1 1/2 Storey) featuring a Crawl Space, Unfinished, Exposed Rock basement.

Q.What key property features does 4308 Graham Road, Severn, ON offer?

Key property features include: Arts Centre, Beach, Campground, Clear View, Golf, Lake Access.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Carpet Free, Generator - Full, Storage, Water Heater Owned, Water Treatment.

Q.What security features are installed at 4308 Graham Road, Severn, ON ?

Security features include: None, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Oil and cooling via Central Air.

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Location

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4308 Graham Road, Severn, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Rural Severn, Severn

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 4308 Graham Road, Severn, ON L0K 1E0

Estimated Sales Range
$1,234,000 - $1,273,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Severn.

Configure Loan Settings

Interest Rate4.00%
Down Payment$389,700 (30.0%)
* Minimum Canadian down payment required for this price is $259,800.
Amortization Period30 Years
Estimated Monthly Payment$4,324Based on a loan of $909,300 over 30 years.
Purchase Price$1,299,000
Loan Amount$909,300
Provincial Land Transfer Tax:$22,455
Total Estimated Closing Taxes:$22,455

About Purchasing a Home in Severn, ON

For a property listed at $1,299,000 in Severn, the legal minimum down payment is $259,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $22,455 for this transaction. As this listing is in Severn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $22,455.

Similar Listings in Rural Severn, Severn

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Rural Severn, Severn Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Severn, Severn.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,220,231

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Rural Severn, Severn

Elementary Schools

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Secondary Schools

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Rural Severn, Severn Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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