48 John Street, Severn, ON

$764,900
MLS#:S13047050
5 beds
2 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Coldwater. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $764,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 79.48 x 124.36 ft lot
  • Features a finished, walk-out, separate entrance, finished with walk-out, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: In-Law Capability, Primary Bedroom - Main Floor, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Oversized lot with five bedrooms, two full bathrooms, an inground pool, a hot tub, a double car garage with inside entry, and property taxes under $2,500. This is the one! In-law potential on a quiet street. Small town feel. 48 John Street is a stylish raised bungalow offering over 1,700 sq ft of finished living space designed for the way families actually live. The main floor features three bedrooms, one gorgeous walk-in closet, a full bathroom, and an eat-in kitchen with a coffee bar and island that makes the morning rush a little more manageable & slow Sunday mornings worth savouring. The full-height walkout basement adds two additional bedrooms, a full modern bathroom, laundry, and a rec room that grows right alongside your family. Movie nights, sleepovers, teen hangouts, a quiet space to work from home, it's all accounted for, and it all flows effortlessly to the outdoors. Step outside and the backyard does the talking. A fully fenced yard with grass for the kids and the dog to run, a deck made for evening wind-downs with a cold drink in hand, and an inground pool and hot tub that will make your home the one everyone wants to come to all summer long. This is the backyard your kids will remember growing up in. Coldwater Public School is around the corner, we're talking a five-minute walk. Groceries, the bank, Em's Café, the Coldwater Arena, the bowling centre, and local restaurants are all within easy reach, making everyday errands feel less like errands. When the weekends call for something more, Mount St. Louis Moonstone is minutes up the road for ski days, and Georgian Bay is close by for summers on the water. In every direction, this location delivers. Built in 1996 and set on a generous 79 x 124 ft lot on one of Coldwater's most peaceful streets, this home has been well maintained and is ready for its next family to settle in, spread out, and stay a while. Big life. Small town. Low taxes. Take a look today!

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Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date4/27/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementFinished, Walk-Out, Separate Entrance, Finished with Walk-Out, Full
Lot Size79.48 × 124.36 Feet
CountySimcoe
Annual Tax$2,426
Legal DescriptionPCL 53-1 SEC 51M370; LT 53 PL 51M370 COLDWATER; SEVERN

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Park, Rec./Commun.Centre, School, Skiing, Library

Interior Features

In-Law Capability, Primary Bedroom - Main Floor, Water Heater, Water Softener, Sump Pump

Security Features

Community Features

Location

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48 John Street, Severn, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 48 John Street, Severn, ON L0K 1E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Severn.

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Interest Rate5.25%
Down Payment$51,490 (6.7%)
* Minimum Canadian down payment required for this price is $51,490.
Amortization Period25 Years
Estimated Monthly Payment$4,251Based on a loan of $713,410 over 25 years.
Purchase Price$764,900
Loan Amount$713,410
Provincial Land Transfer Tax:$11,773
Total Estimated Closing Taxes:$11,773

About Purchasing a Home in Severn, ON

For a property listed at $764,900 in Severn, the legal minimum down payment is $51,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,773 for this transaction. As this listing is in Severn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,773.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Coldwater, Severn.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$660,711

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.