5591 Upper Big Chute Road, Severn, ON

$599,000
MLS#:S14150548
4 beds
1 baths
700-1100 sqft
8.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 1 Bath Home at 5591 Upper Big Chute Road Severn ON listed at $599,000 (MLS# S14150548) - Main View
For Sale
Added:Nov 4, 2026(1 day ago)
Updated:Nov 5, 2026(today)
Last Checked:20 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Coldwater. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 52.48 x 420 ft lot
  • Ample parking with 0.0 garage spaces (8.0 total parking spaces)
  • Notable attributes: Primary Bedroom - Main Floor, Storage
  • Efficient other heating via other

Description

SEVERN RIVER on the Trent-Severn Waterway! Gorgeous DEEP WATER, an Expansive Waterfront Dock and The Charm of a Traditional Family Cottage Nestled among Towering Trees and Natural Granite! Situated on a Beautifully Wooded 0.46-acre Property with 50 Feet of Waterfront Frontage. Imagine Stepping from your Cottage deck onto The Spacious Dock, where Boating, Swimming, Fishing and Beautiful Open-Water Views are part of Everyday Cottage Life. This Much-Loved Family Retreat has been a Special Place for Making Memories for 38+ Years, and Now offers The Opportunity for a New family to Create Their Own. Convenient access directly from paved municipal Upper Big Chute Road Makes getting to your Waterfront Getaway easy! THE DETAILS: The Cottage features 4 bedrooms, a Bathroom area with a Composting Toilet and a Separate Shower Room. The Large Waterfront Dock Stretches across The Shoreline, providing Wonderful Space to Relax, Entertain and Enjoy The Deep Water. FOUR Storage Sheds offer Exceptional Space for Cottage Essentials, Boating Equipment and Outdoor Gear, including an Impressively Organized Workshop Resembling your Very Own Little Hardware Store! A Fishing BOAT IS INCLUDED with The Sale. MORE INFO: Enjoy The Beauty and Adventure of The Trent-Severn Waterway, from Leisurely Boat Rides along The Severn River to peaceful mornings overlooking The Water. Surrounded by Mature Trees and The Natural Beauty of The Canadian Shield, this Cottage offers The Simple Pleasures that make Waterfront Living so Special. A place to Unplug, Unwind and Make Lasting Memories. Bring your ideas, Your Family and Friends & Your Love of Cottage Country to this Treasured Family Waterfront Retreat, ready for its Next Chapter. PLEASE NOTE: The cottage, property, structures, fixtures, appliances, fireplace, dock, outbuildings and included boat are being sold strictly with no warranties. The Seller makes no representations or warranties regarding their condition or operation.

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Property Summary

This detached home located at 5591 Upper Big Chute Road, Severn is currently for sale and has been available for 1 day. This property is listed at $599,000 with an estimated mortgage of $1,994* per month. It has 4 beds, 1 bathroom, and is 700-1100 square feet. 5591 Upper Big Chute Road, Severn is in the Coldwater neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Coldwater, Severn.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Coldwater, Severn.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$599,000
AddedNov 4, 2026 (1 day ago)
UpdatedNov 5, 2026 (today)
Last Checked20 minutes ago
Transaction TypeFor Sale
List Office NameRoyal LePage In Touch Realty

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementNone
Lot Size52.48 Ă— 420 Feet
CountySimcoe
Annual Tax$2,690
Rental ItemsNONE
Legal DescriptionLT 35 RCP 1713 MATCHEDASH; SEVERN

Parking & Garage

Parking Total8.0
Parking Space6
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceOther
Heat TypeOther
CoolingNone

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor
  • Storage

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Severn Home Buyer Advisory & Market HubActive MLS® Listing in Severn, Ontario

Looking to Buy a Home in Severn?

If you are looking for a house in Severn or researching Severn real estate for sale, this 4-bedroom detached at 5591 Upper Big Chute Road, Severn, ON offers an exceptional opportunity to buy a home in Severn, Ontario. Whether you are a first-time Severn home buyer or comparing active Severn MLS® homes for sale, working with a dedicated Severn buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Severn Homes for Sale & MLS® Listings

Browse all verified Severn real estate listings, compare active Severn houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Severn Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Severn realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Severn Buyer Budget & Costs

Estimated mortgage: $1,994*/month*. Estimated Ontario Land Transfer Tax: $8,455. First-time Severn home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Severn

Frequently Asked Questions about 5591 Upper Big Chute Road, Severn, ON

Q.What is the asking price for 5591 Upper Big Chute Road, Severn, ON ?

The current listing price for 5591 Upper Big Chute Road, Severn, ON in Coldwater, Severn is $599,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 5591 Upper Big Chute Road, Severn, ON ?

5591 Upper Big Chute Road, Severn, ON is a Detached (Bungalow) featuring a None basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Storage.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Other and cooling via None.

Location

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5591 Upper Big Chute Road, Severn, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Coldwater, Severn

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 5591 Upper Big Chute Road, Severn, ON L0K 1E0

Estimated Sales Range
$569,000 - $587,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Severn.

Configure Loan Settings

Interest Rate4.00%
Down Payment$179,700 (30.0%)
* Minimum Canadian down payment required for this price is $34,900.
Amortization Period30 Years
Estimated Monthly Payment$1,994Based on a loan of $419,300 over 30 years.
Purchase Price$599,000
Loan Amount$419,300
Provincial Land Transfer Tax:$8,455
Total Estimated Closing Taxes:$8,455

About Purchasing a Home in Severn, ON

For a property listed at $599,000 in Severn, the legal minimum down payment is $34,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,455 for this transaction. As this listing is in Severn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,455.

Similar Listings in Coldwater, Severn

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Coldwater, Severn Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Coldwater, Severn.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$652,378

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Coldwater, Severn

Elementary Schools

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Secondary Schools

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Coldwater, Severn Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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