57 Coldwater Road, Severn, ON

$575,000
MLS#:S12951622
3 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Coldwater. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $575,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 50 x 224 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Wheelchair Access
  • equipped with wall unit(s) central cooling and highly efficient forced air heating via other

Description

Located just a short walk from the charming village centre of Coldwater, this beautifully updated century home combines character with modern comfort. Enjoy the convenience of nearby restaurants, parks, schools, and unique local shops, all within an easy stroll. The property is only minutes from Highway 400 and Highway 12, and less than a 30-minute drive to Barrie, Orillia, and Georgian Bay. Set on a generous 48-by-224-foot lot, the home offers approximately 1,200 square feet of living space with three bedrooms and two bathrooms. The main floor features a cozy open concept living area with a natural gas fireplace, a spacious kitchen, a large primary bedroom, and a four-piece bath. Off the kitchen, a versatile bonus room provides ideal space for an office, den, playroom, or additional bedroom. Upstairs, two comfortable bedrooms and a three-piece bath provide plenty of room for family or guests. Recent updates include roof shingles (2024), a 200-amp electrical panel (2025), and new gas lines (2025). This charming property offers flexibility as a full-time family home, cottage retreat, or investment opportunity.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date4/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStucco (Plaster)
BasementCrawl Space
Lot Size50 × 224 Feet
CountySimcoe
Annual Tax$1,721
Legal DescriptionLT 19 E/S COLDWATER RD, PLAN 61, COLDWATER, SEVERN

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceOther
Heat TypeForced Air
CoolingWall Unit(s)

Features

Property Features

Park, River/Stream, School, School Bus Route

Interior Features

Carpet Free, Primary Bedroom - Main Floor, Wheelchair Access

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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57 Coldwater Road, Severn, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 57 Coldwater Road, Severn, ON L0K 1E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Severn.

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Interest Rate5.25%
Down Payment$32,500 (5.7%)
* Minimum Canadian down payment required for this price is $32,500.
Amortization Period25 Years
Estimated Monthly Payment$3,233Based on a loan of $542,500 over 25 years.
Purchase Price$575,000
Loan Amount$542,500
Provincial Land Transfer Tax:$7,975
Total Estimated Closing Taxes:$7,975

About Purchasing a Home in Severn, ON

For a property listed at $575,000 in Severn, the legal minimum down payment is $32,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,975 for this transaction. As this listing is in Severn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,975.

Nearby Listings

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No current listings found in Severn.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Coldwater, Severn.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$660,711

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.