Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Coldwater. Expertly crafted featuring premium board & batten and brick construction, this residence presents an exceptional opportunity offered at $845,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Visit the REALTOR website for further information about this listing. Quietly set just foot steps away from the Village of Coldwater's unique amenities including the famous Em's Cafe, Restaurants (Shannon's Kitchen, 4age, Tiffany's, the Legion), the Arena, Library, LCBO, Foodland, Post Office and many other shops, as well as the Coldwater Fall Fair! This character home features approx. 2,800 sq ft including nearly 1,800 sq ft of original home (c. 1870) tastefully updated by the architect-owner in recent years as well as nearly 700 sq ft legal and bright one bedroom apartment. The main home features 9 ft ceilings on the main floor with an exceptional kitchen with granite counters and an authentic vintage tin ceiling. Other rooms include three bedrooms, a bright office / den, a 3 piece washroom and powder room, as well as a dining room and living room both with bay windows. Tall baseboards and generous unique trim throughout. Laundry room is strategically located between the main house and the apartment. The generously sized apartment (recently vacated to sell) was created in 2020 and can generate considerable revenue. It features a huge window to the rear yard. Designed for sound isolation and flexibility to allow use as a rented legal apartment, a granny suite, or for other family members with a degree of independence or potential home based business.
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Fenced Yard, Level, Library, Other, Rec./Commun.Centre, School
Accessory Apartment, Brick & Beam, Carpet Free, In-Law Capability, In-Law Suite, Other, Separate Heating Controls, Storage, Sump Pump, Upgraded Insulation, Ventilation System, Water Heater, Water Meter
Carbon Monoxide Detectors, Heat Detector, Smoke Detector
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 9 River Street, Severn, ON L0K 1E0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Severn.
About Purchasing a Home in Severn, ON
For a property listed at $845,900 in Severn, the legal minimum down payment is $59,590 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,393 for this transaction. As this listing is in Severn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,393.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.