10 Armstrong Drive, Unit 301, Smiths Falls, ON

$324,900
MLS#:X12408861
1 beds
2 baths
1000-1199 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 1 Storey/Apt condo apartment located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $324,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 2 Bathrooms
  • Generous living space spanning 1000-1199 sqft
  • 1.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Central Vacuum
  • equipped with wall unit(s) central cooling and highly efficient baseboard heating via electric

Description

Welcome to this bright and spacious condo, ideally located in a well-maintained building just steps away from all the conveniences of Settlers Ridge Centre and surrounding amenities. Offering a thoughtfully designed layout and a low-maintenance lifestyle, this home is the perfect blend of comfort and practicality.The southwest exposure fills the unit with natural light, creating a warm and inviting atmosphere throughout the day. A functional galley-style kitchen opens to the main living and dining areas, making it easy to entertain or simply enjoy everyday living. The large primary bedroom is a true retreat, complete with a walk-in closet and private ensuite bath. Originally a two-bedroom, the second bedroom has been opened up to create a generous den/living area, but could easily be converted back if desired.Practical features include in-unit laundry and an assigned garage parking space, providing security and convenience. The building itself is well cared for and offers thoughtful amenities, including a welcoming common area that residents can book for family gatherings or hosting guests. An elevator ensures easy accessibility to all levels of the building. This condo is an ideal choice for those seeking a low-maintenance lifestyle without compromising on comfort or location. Whether you're downsizing, a busy professional, or simply looking for a worry-free home in a vibrant community, this property is ready to welcome you. Don't miss your chance to make this bright and inviting condo yours!

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Property Summary

This condo apartment located at 10 Armstrong Drive, Smiths Falls is currently for sale and has been available on SousaSells for 300 days. This property is listed at $324,900 with an estimated mortgage of $1,081* per month. It has 1 bed, 2 bathrooms, and is 1000-1199 square feet. 10 Armstrong Drive, Smiths Falls is in the 901 - Smiths Falls neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
1
Bathrooms
2
Kitchens
1
Living Area
1000-1199 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateNovember 11, 2025
Sold price information is available to members only
Listed Date9/17/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural Style1 Storey/Apt
ConstructionBrick
BasementNone
CountyLanark
Annual Tax$3,225

Parking & Garage

Parking Spaces1.0
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWall Unit(s)

Features

Property Features

Interior Features

Central Vacuum

Security Features

Community Features

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Location

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10 Armstrong Drive, Unit 301, Smiths Falls, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 10 Armstrong Drive 301, Smiths Falls, ON K7A 5H8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.

Configure Loan Settings

Interest Rate4.00%
Down Payment$97,470 (30.0%)
* Minimum Canadian down payment required for this price is $16,245.
Amortization Period30 Years
Estimated Monthly Payment$1,081Based on a loan of $227,430 over 30 years.
Purchase Price$324,900
Loan Amount$227,430
Provincial Land Transfer Tax:$3,349
Total Estimated Closing Taxes:$3,349

About Purchasing a Home in Smiths Falls, ON

For a property listed at $324,900 in Smiths Falls, the legal minimum down payment is $16,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,349 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,349.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Smiths Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$463,702

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Duncan J Schoular
Public41 McGill Street South, Smiths Falls, Ontario, K7A 3M9
2.6
St Francis de Sales
Public4 Ross Street, Smiths Falls, Ontario, K7A 4L5
2.9
Chimo
Public11 Ross Street, Smiths Falls, Ontario, K7A 4V7
3.7

Secondary Schools

St. Luke Catholic
Catholic5 Catherine Street, Smiths Falls, Ontario, K7A 3Z9
0.9
Smiths Falls
Public10 Ontario Street, Smiths Falls, Ontario, K7A 4P9
3.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.