11-13 Bay Street, Smiths Falls, ON
Property no longer active
This property was sold on January 4, 2026. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 1 1/2 Storey duplex located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $225,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
- Generous living space spanning 2000-2500 sqft on a premium 45 x 60 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Separate Hydro Meter, Separate Heating Controls
- Efficient forced air heating via gas
Description
Side-by-side duplex with sweet curb appeal and unbeatable convenience in the center of Smiths Falls. Listed at a great price for first-time investors, this property is the perfect opportunity to start or expand your real estate portfolio.The building is comprised of two 2-bedroom apartments, each with its own private entrance and functional layout. Tenants pay their own utilities, making this a low-maintenance and financially appealing investment. For those looking to offset their mortgage, you also have the option to live in one unit and rent out the other. Outside, the property features a storage shed for added convenience and dedicated parking for 13 Bay St S. Whether you're an investor or an owner-occupant, this duplex offers location, value, and lots of potential. Rents are $785 for 13 Bay St and $1100 for 11 Bay St.
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Property Summary
This duplex located at 11-13 Bay Street, Smiths Falls is currently for sale and has been available on SousaSells for 232 days. This property is listed at $225,000 with an estimated mortgage of $749* per month. It has 4 beds, 3 bathrooms, and is 2000-2500 square feet. 11-13 Bay Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
School, Library, Hospital, Park, Rec./Commun.Centre
Interior Features
Separate Hydro Meter, Separate Heating Controls
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 11-13 Bay Street S, Smiths Falls, ON K7A 2G1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Smiths Falls, ON
For a property listed at $225,000 in Smiths Falls, the legal minimum down payment is $11,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $1,975 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $1,975.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.