Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to this charming Victorian brick home nestled in the heart of downtown Smiths Falls. Set on a lovely lot with a detached single-car garage, this property blends timeless character with everyday function. The main floor features soaring ceilings, hardwood floors, a galley-style kitchen, formal dining room, and a cozy living room. A bright office with a built-in glass cabinet offers the perfect work-from-home setup. A convenient half bath and separate shower in the laundry area lead out to a spacious rear deck ideal for entertaining. Enjoy warm evenings from your inviting 3-season front porch. Upstairs, you'll find four generous bedrooms, a 3-piece bath, and a separate water closet, along with access to a second 3-season porch. Full of charm and original details, this home is the perfect canvas to showcase your own style while enjoying the beauty of classic Victorian architecture in a vibrant, walkable community.
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This detached home located at 11 Elmsley Street, Smiths Falls is currently for sale and has been available on SousaSells for 393 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 4 beds, 3 bathrooms, and is 2000-2500 square feet. 11 Elmsley Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.None
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 11 Elmsley Street S, Smiths Falls, ON K7A 3P1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.
About Purchasing a Home in Smiths Falls, ON
For a property listed at $399,900 in Smiths Falls, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.