12 Ross Street, Smiths Falls, ON
Property Highlights
Welcome to this remarkable Sidesplit 4 detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium brick front and aluminum siding construction, this residence presents an exceptional opportunity offered at $539,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 3 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 60 x 120 ft lot
- Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Carpet Free, Storage
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Come and visit this comfortable family home walking distance to schools and shopping. From the open foyer with its marble tile, you enter to the living room, dining room, both with lovely hardwood floors. An ample kitchen with an eating nook area and tile flooring. The upper level adds a main 4 pc bathroom a good-sized master bedroom with a 2-piece ensuite and 2 additional bedrooms. Upper-level flooring is hardwood and tile. The lower level includes a games room area with a natural gas fireplace, a family room area, both with quality laminate flooring, and a 2-piece powder room. The lower basement level offers lots of storage space plus a handy mans workshop. Out back there is a large deck with a gazebo, an above ground pool to cool off in a stone patio plus a good-sized back yard. Included are the fridge, stove, microwave hood fan, dishwasher, washer and dryer. This carpet free home is heated by a natural gas forced air furnace (2018) and cooled with central air (2020). Maintenance free steel metal roofing. Gas $1681. Hydro $1510. Sewer & Water $1294. Taxes $4225 (2025)
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Property Summary
This detached home located at 12 Ross Street, Smiths Falls is currently for sale and has been available on SousaSells for 325 days. This property is listed at $539,900 with an estimated mortgage of $1,797* per month. It has 3 beds, 3 bathrooms, and is 1100-1500 square feet. 12 Ross Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Carpet Free, Storage
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 12 Ross Street E, Smiths Falls, ON K7A 4V6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Smiths Falls, ON
For a property listed at $539,900 in Smiths Falls, the legal minimum down payment is $28,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,273 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,273.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.