123 Queen Street, Smiths Falls, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $464,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 73 x 152 ft lot
- Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available with a convenient built-in configuration
- Notable attributes: Water Heater, Upgraded Insulation
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Looking for a wonderful and comfortable family home across the street from the Rideau River, still offering a slight view of the water? Then this lovely home is for you! Not only is this property walking distance to Lower Reach Park with all the sports fields, and waterfront park, it offers a fully fenced backyard featuring a 27' above ground pool and sunny deck, just steps outside your back door! Sunlight floods the main living area through the large front picture window, creating a warm and inviting atmosphere, and with a modern updated kitchen featuring gorgeous cupboards and ample counterspace, it will be a pleasure to entertain and serve guests in your open concept spacious dining and living rooms! Need more space? The fully finished lower level with newer above ground windows, offers a spacious family room perfect for a home theatre, or just a comfortable space to relax! A table/games area and still another large office/den space, 2-pc bath, and laundry/utility room completes this level. For ultimate convenience this level features direct inside access from the extra-length size garage, with newer insulated garage door, and lots of room for a workshop/storage area. (The wall dividing the garage into workshop and storage areas, is a temporary one and can be removed.) This oversized town lot offers extra parking at the back of the lot which backs onto Phillip Street. Extra insulation added to the attic and also basement walls. Hi-Eff gas furnace installed in 2017. Come see this home before it's gone!
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Property Summary
This detached home located at 123 Queen Street, Smiths Falls is currently for sale and has been available on SousaSells for 236 days. This property is listed at $464,900 with an estimated mortgage of $1,547* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 123 Queen Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Parking & Garage
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Water Heater, Upgraded Insulation
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 123 Queen Street, Smiths Falls, ON K7A 3N7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Smiths Falls, ON
For a property listed at $464,900 in Smiths Falls, the legal minimum down payment is $23,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,773 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,773.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.