14 McDonald Street, Smiths Falls, ON

$549,900
MLS#:X12421139
4 beds
3 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 66 x 110 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this 2015 Parkview-built bungalow featuring four bedrooms and three bathrooms. The open-concept main level offers a bright and functional layout with living, dining, and kitchen areas seamlessly connected. The kitchen is highlighted by granite countertops, a center island, and a built-in double-door dishwasher. French doors lead from the dining area to the back deck, complete with a natural gas hookup for barbecues and outdoor entertaining. Engineered hardwood flooring runs throughout the main level. The spacious primary bedroom includes an oversized closet and is served by a beautifully appointed 4-piece bath with stand-up shower, soaker tub, and vanity. A 2-piece bath and convenient main floor laundry complete this level. The fully finished basement provides excellent additional living space with a large rec room featuring laminate flooring and a natural gas fireplace with thermostat. Two additional bedrooms, a 3-piece bath with shower, a workshop, and utility room offer plenty of versatility and function for family or guests. Outside, enjoy a detached single-car garage with attached 8 garden shed, a fully fenced backyard, paved driveway, and ample parking. This well-maintained home is move-in ready and offers comfort, style, and space inside and out. Only 35 min drive to the west end of Ottawa and 40 mins to Barrhaven.

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Property Summary

This detached home located at 14 McDonald Street, Smiths Falls is currently for sale and has been available on SousaSells for 296 days. This property is listed at $549,900 with an estimated mortgage of $1,830* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 14 McDonald Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 26, 2026
Sold price information is available to members only
Listed Date9/23/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFinished
Lot Size66 × 110 Feet
CountyLanark
Annual Tax$4,593
Legal DescriptionLT 11 N/S MCDONALD ST PL 13884 LANARK S MONTAGUE; LT 12 N/S MCDONALD ST PL 13884 LANARK S MONTAGUE; PT LANEWAY PL 13884 LANARK S MONTAGUE CLOSED BY BLS514 AS IN RS138187 TOWN OF SMITHS FALLS

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Primary Bedroom - Main Floor

Security Features

Community Features

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Location

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14 McDonald Street, Smiths Falls, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 14 McDonald Street, Smiths Falls, ON K7A 1L1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.

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Interest Rate4.00%
Down Payment$164,970 (30.0%)
* Minimum Canadian down payment required for this price is $29,990.
Amortization Period30 Years
Estimated Monthly Payment$1,830Based on a loan of $384,930 over 30 years.
Purchase Price$549,900
Loan Amount$384,930
Provincial Land Transfer Tax:$7,473
Total Estimated Closing Taxes:$7,473

About Purchasing a Home in Smiths Falls, ON

For a property listed at $549,900 in Smiths Falls, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 901 - Smiths Falls, Smiths Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$463,581

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Duncan J Schoular
Public41 McGill Street South, Smiths Falls, Ontario, K7A 3M9
2.6
St Francis de Sales
Public4 Ross Street, Smiths Falls, Ontario, K7A 4L5
2.9
Chimo
Public11 Ross Street, Smiths Falls, Ontario, K7A 4V7
3.7

Secondary Schools

St. Luke Catholic
Catholic5 Catherine Street, Smiths Falls, Ontario, K7A 3Z9
0.9
Smiths Falls
Public10 Ontario Street, Smiths Falls, Ontario, K7A 4P9
3.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.