Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium vinyl siding and brick veneer construction, this residence presents an exceptional opportunity offered at $449,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Great upside here. This ranch style home offers a living rm/dining area, kitchen, sunroom, 4-piece bath, master bedroom plus 2 more bedrooms. The lower level adds a family room, laundry room, a den, a 2-piece powder room and a large utility storage room with access to the one car attached garage. This home has been a comfortable place for the elderly seller and his wife for many years. With some sprucing up it will shine again for its new owners. Lovely back yard, large newer back deck, newer laminate flooring in liv rm Din rm, hall and two bedrooms. Paved drive too. Close to schools shopping and town amenities.
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This detached home located at 14 Ross Street, Smiths Falls is currently for sale and has been available on SousaSells for 448 days. This property is listed at $449,000 with an estimated mortgage of $1,495* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 14 Ross Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Water Heater
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 14 Ross Street E, Smiths Falls, ON K7A 4V6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.
About Purchasing a Home in Smiths Falls, ON
For a property listed at $449,000 in Smiths Falls, the legal minimum down payment is $22,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,455 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.