15 Bay Street, Smiths Falls, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $214,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 28.72 x 58.26 ft lot
- Features a crawl space, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 1.0 total parking spaces available
- Notable attributes: Water Heater Owned
- Efficient forced air heating via gas
Description
Located in the heart of Smiths Falls, just steps away from the vibrant canal system, shopping, and restaurants, this charming 3-bedroom, 1-bathroom single detached house offers incredible potential. The second floor offers 2 bedrooms, a full bathroom and laundry, while the main floor hosts a main floor bedroom (or a secondary family room), a huge eat-in kitchen and a living room with direct backyard access. This property is a blank canvas awaiting your personal touch, with the opportunity to build equity quickly through some cosmetic updates and cleaning. Whether you're looking to create your dream home or add a valuable property to your portfolio, this house is brimming with possibilities. The prime location ensures convenience and walkability while still providing the privacy and charm of a detached home. Don't miss this chance to bring your vision to life in a thriving neighborhood, opportunities like this don't last long!
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Property Summary
This detached home located at 15 Bay Street, Smiths Falls is currently for sale and has been available on SousaSells for 574 days. This property is listed at $214,000 with an estimated mortgage of $712* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 15 Bay Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 15 Bay Street S, Smiths Falls, ON K7A 2G1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Smiths Falls, ON
For a property listed at $214,000 in Smiths Falls, the legal minimum down payment is $10,700 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $1,865 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $1,865.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.