Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $489,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to this beautifully maintained, move-in ready home featuring four spacious bedrooms, two bathrooms, and timeless charm throughout. Thoughtfully updated with modern finishes, this residence blends everyday comfort with contemporary style. Step inside to a bright, open living space where large windows and warm neutral tones create an inviting atmosphere. The living and dining areas flow effortlessly together, making the space perfect for both daily living and entertaining. The updated kitchen offers a clean, modern look with granite counter tops, soft-close cabinetry, dishwasher and ample prep space for everyday convenience. A main floor powder room and laundry area add comfort and functionality, completing the main level. Upstairs, you'll find four generously sized, light-filled bedrooms and a beautifully updated 4-piece bathroom. Need extra space? Head up to the finished loft ideal for a bedroom, home office, playroom, studio, or additional storage. Outside, enjoy a fully fenced, level backyard perfect for kids, pets, or summer gatherings. Relax on the charming covered front porch and take in the peaceful surroundings.
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This detached home located at 2 Maitland Street, Smiths Falls is currently for sale and has been available on SousaSells for 421 days. This property is listed at $489,900 with an estimated mortgage of $1,631* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 2 Maitland Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Fenced Yard, Hospital, Golf, Park, School
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Data-driven valuation for 2 Maitland Street, Smiths Falls, ON K7A 2K7
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Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.
About Purchasing a Home in Smiths Falls, ON
For a property listed at $489,900 in Smiths Falls, the legal minimum down payment is $24,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,273 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,273.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.