20 BELL Avenue, Smiths Falls, ON

$504,999
MLS#:X11969374
3 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium brick and other construction, this residence presents an exceptional opportunity offered at $504,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 59.31 x 110.35 ft lot
  • Features a crawl space, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this meticulously maintained 3 Bedroom & 2 Bath split level home with detached Garage and interlock front walkway. This home features abundant natural light throughout. The separate Living Rm & Dining Rm allow for easy entertaining and "after dinner" conversations. No shortage of storage space here! There is plenty in the Laundry/Hobby Rm, in the crawl space and also in the fully enclosed 'lean to' attached to the detached Garage. The eat-in Kitchen has SS appliances and ample cupboard space as well as a staircase that leads to the Lower Level. Large Family Rm in the Lower Level has access to the crawl space. Patio door leads to the stunning private backyard boasting a playhouse, low maintenance perennials, a water pond feature & an enclosed gazebo with electrical; allowing you to take full advantage of summer evenings. Mail received, in style, with LUX mailbox! Pride of ownership is evident the moment you walk through the front door.

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Property Summary

This detached home located at 20 BELL Avenue, Smiths Falls is currently for sale and has been available on SousaSells for 516 days. This property is listed at $504,999 with an estimated mortgage of $1,681* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 20 BELL Avenue, Smiths Falls is in the 901 - Smiths Falls neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 9, 2025
Sold price information is available to members only
Listed Date2/12/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionBrick, Other
BasementCrawl Space, Full
Lot Size59.31 × 110.35 Feet
CountyLanark
Annual Tax$3,343
Legal DescriptionLT 83 PL 22029 LANARK S SOUTH ELMSLEY; S/T SF22218 TOWN OF SMITHS FALLS

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Park, Fenced Yard

Interior Features

Other

Security Features

Community Features

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Location

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20 BELL Avenue, Smiths Falls, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20 BELL Avenue, Smiths Falls, ON K7A 4X7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.

Configure Loan Settings

Interest Rate4.00%
Down Payment$151,500 (30.0%)
* Minimum Canadian down payment required for this price is $25,500.
Amortization Period30 Years
Estimated Monthly Payment$1,681Based on a loan of $353,499 over 30 years.
Purchase Price$504,999
Loan Amount$353,499
Provincial Land Transfer Tax:$6,575
Total Estimated Closing Taxes:$6,575

About Purchasing a Home in Smiths Falls, ON

For a property listed at $504,999 in Smiths Falls, the legal minimum down payment is $25,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,575 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,575.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Smiths Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$463,702

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Duncan J Schoular
Public41 McGill Street South, Smiths Falls, Ontario, K7A 3M9
2.6
St Francis de Sales
Public4 Ross Street, Smiths Falls, Ontario, K7A 4L5
2.9
Chimo
Public11 Ross Street, Smiths Falls, Ontario, K7A 4V7
3.7

Secondary Schools

St. Luke Catholic
Catholic5 Catherine Street, Smiths Falls, Ontario, K7A 3Z9
0.9
Smiths Falls
Public10 Ontario Street, Smiths Falls, Ontario, K7A 4P9
3.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.