26 PEARL Street, Unit 204, Smiths Falls, ON

$234,900
MLS#:X12175818
2 beds
1 baths
700-799 sqft
1.0 parking
Residential Condo & Other
Loading property media...
⚠️

Property no longer active

This property was sold on June 13, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 3-Storey condo apartment located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $234,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-799 sqft
  • 1.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned
  • Efficient baseboard heating via electric

Description

Welcome to 26 Pearl St Unit # 204, a bright and freshly updated 2-bedroom condo in a great neighborhood. Step inside to discover a freshly painted interior filled with natural light, thanks to the new large windows and sliding patio door. The open-concept living and dining area offers a cozy layout with access to a private balcony a great spot to enjoy your morning coffee.The kitchen has been refreshed with updated cabinets and offers plenty of storage and workspace. Two comfortably sized bedrooms share a well-kept full bathroom. There is ample storage throughout with a large closet at each door and a utility room with storage shelves include Additional perks include a new hot water tank and fridge. It also offers a dedicated storage locker, parking, space and front and back entrances for added convenience. Located in a quiet building close to shopping, parks, gym, grocery store, the Rideau Canal system and all the charm of downtown Smiths Falls. It is vacant and ready for you to move in. A great opportunity for easy, low-maintenance living in a growing community! It is vacant so available for a quick close. Just move in. All the work has been done! Book your private showing today! Condo fees include Building insurance, Management fee, Snow removal, Water/sewer, Reserve Fund

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This condo apartment located at 26 PEARL Street, Smiths Falls is currently for sale and has been available on SousaSells for 416 days. This property is listed at $234,900 with an estimated mortgage of $782* per month. It has 2 beds, 1 bathroom, and is 700-799 square feet. 26 PEARL Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-799 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateJune 13, 2025
Sold price information is available to members only
Listed Date5/27/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural Style3-Storey
ConstructionVinyl Siding, Brick
BasementNone
CountyLanark
Annual Tax$1,579

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Interior Features

Primary Bedroom - Main Floor, Water Heater Owned

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Virtual Tours

Location

Initializing map...
26 PEARL Street, Unit 204, Smiths Falls, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 26 PEARL Street #204, Smiths Falls, ON K7A 5B5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.

Configure Loan Settings

Interest Rate4.00%
Down Payment$70,470 (30.0%)
* Minimum Canadian down payment required for this price is $11,745.
Amortization Period30 Years
Estimated Monthly Payment$782Based on a loan of $164,430 over 30 years.
Purchase Price$234,900
Loan Amount$164,430
Provincial Land Transfer Tax:$2,074
Total Estimated Closing Taxes:$2,074

About Purchasing a Home in Smiths Falls, ON

For a property listed at $234,900 in Smiths Falls, the legal minimum down payment is $11,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,074 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,074.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 901 - Smiths Falls, Smiths Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$463,581

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Duncan J Schoular
Public41 McGill Street South, Smiths Falls, Ontario, K7A 3M9
2.6
St Francis de Sales
Public4 Ross Street, Smiths Falls, Ontario, K7A 4L5
2.9
Chimo
Public11 Ross Street, Smiths Falls, Ontario, K7A 4V7
3.7

Secondary Schools

St. Luke Catholic
Catholic5 Catherine Street, Smiths Falls, Ontario, K7A 3Z9
0.9
Smiths Falls
Public10 Ontario Street, Smiths Falls, Ontario, K7A 4P9
3.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.