27 PHILIP Street, Smiths Falls, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium brick and other construction, this residence presents an exceptional opportunity offered at $449,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Premium 53 x 159 ft lot size
- Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient surface configuration
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 27 Philip St . Look no further for the perfect place to call home. This spacious well-maintained home has amazing curb appeal with a large yard perfect for entertaining. A charming, freshly renovated main level offers 2 bedrooms, 1 bath home. 1 bed, 1 bath downstairs has so many options for growth. The garage is every handyman’s dream. Garden shed in the backyard is brilliant for the gardener of the house, or just house the lawn tractor. This gem is perfectly situated within walking distance to all the amenities and activities you could ever dream of and yet on a quiet road. Don't miss the opportunity to make it yours!, Flooring: Tile, Flooring: Laminate
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Property Summary
This detached home located at 27 PHILIP Street, Smiths Falls is currently for sale and has been available on SousaSells for 761 days. This property is listed at $449,900 with an estimated mortgage of $1,498* per month. It has 3 beds, 2 bathrooms, and is unknown square feet. 27 PHILIP Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 27 PHILIP Street, Smiths Falls, ON K7A 4V2
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Smiths Falls, ON
For a property listed at $449,900 in Smiths Falls, the legal minimum down payment is $22,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,473 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.