34 Margaret Graham Terrace, Smiths Falls, ON

$444,900
MLS#:X12273706
3 beds
3 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Other att/row/townhouse located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium brick and other construction, this residence presents an exceptional opportunity offered at $444,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 5.5 x 31 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Brand New & Move-In Ready townhome! Step into homeownership with confidence in this never-lived-in 3 bed, 2.5 bath townhome by Park View Homes. Enjoy the benefits of Tarion warranty coverage, energy-efficient construction, and modern finishes throughout.The popular ETSON model is designed for easy, low-maintenance living. The open-concept main floor features a bright living and dining space with large windows and walk-out balcony, perfect for relaxing or entertaining. Youll love the chef-ready kitchen, complete with quartz countertops, stainless steel appliances, a large center island, and contemporary cabinetry. Upstairs, find two spacious bedrooms and a full bath, plus a few steps up to your own private primary suite, complete with walk-in closet and ensuite with walk-in shower. Second-floor laundry adds convenience, while the finished basement family room offers extra space to unwind.

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Property Summary

This townhouse located at 34 Margaret Graham Terrace, Smiths Falls is currently for sale and has been available on SousaSells for 372 days. This property is listed at $444,900 with an estimated mortgage of $1,481* per month. It has 3 beds, 3 bathrooms, and is 1100-1500 square feet. 34 Margaret Graham Terrace, Smiths Falls is in the 901 - Smiths Falls neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 5, 2025
Sold price information is available to members only
Listed Date7/9/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural StyleOther
ConstructionBrick, Other
BasementPartially Finished
Lot Size5.5 × 31 Metres
CountyLanark
Annual Tax$0
Legal DescriptionLot83C on Plan 27M83

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

None

Security Features

Community Features

Location

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34 Margaret Graham Terrace, Smiths Falls, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 34 Margaret Graham Terrace, Smiths Falls, ON K7A 0B9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.

Configure Loan Settings

Interest Rate4.00%
Down Payment$133,470 (30.0%)
* Minimum Canadian down payment required for this price is $22,245.
Amortization Period30 Years
Estimated Monthly Payment$1,481Based on a loan of $311,430 over 30 years.
Purchase Price$444,900
Loan Amount$311,430
Provincial Land Transfer Tax:$5,373
Total Estimated Closing Taxes:$5,373

About Purchasing a Home in Smiths Falls, ON

For a property listed at $444,900 in Smiths Falls, the legal minimum down payment is $22,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,373 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,373.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 901 - Smiths Falls, Smiths Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$463,581

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Duncan J Schoular
Public41 McGill Street South, Smiths Falls, Ontario, K7A 3M9
2.6
St Francis de Sales
Public4 Ross Street, Smiths Falls, Ontario, K7A 4L5
2.9
Chimo
Public11 Ross Street, Smiths Falls, Ontario, K7A 4V7
3.7

Secondary Schools

St. Luke Catholic
Catholic5 Catherine Street, Smiths Falls, Ontario, K7A 3Z9
0.9
Smiths Falls
Public10 Ontario Street, Smiths Falls, Ontario, K7A 4P9
3.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.