4 Pearl Street, Smiths Falls, ON
Property Highlights
Welcome to this remarkable 3-Storey condo townhouse located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $230,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning 1000-1199 sqft
- 1.0 total parking spaces available
- Notable attributes: Carpet Free, Water Heater Owned
- Efficient baseboard heating via electric
Description
Welcome to this bright and spacious end-unit townhome condo offering three levels of living space and room for the whole family. With 3 bedrooms plus a versatile third-floor loft, this home provides flexibility for every stage of life. The loft could serve as a spacious primary retreat, home office, reading nook, playroom, or sitting area.Filled with natural light from numerous windows, this well-maintained home features convenient in-unit laundry and a beautifully updated bathroom completed in 2024 with new flooring, shower, and vanity. The refreshed kitchen features updated cabinetry and a new countertop completed in 2026.Enjoy the convenience of condo living while being just a short walk to groceries, shopping, restaurants, and Lower Reach Park. Offering exceptional space, versatility, and value, this affordable home is a fantastic opportunity for first-time buyers, families, downsizers, or investors alike.
Schedule a Tour
Contact us to schedule a private viewing of this property.
Contact Agent
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Interior Features
Carpet Free, Water Heater Owned
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 4 Pearl Street "R", Smiths Falls, ON K7A 5B5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Mortgage & Affordability Audit
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.
Configure Loan Settings
About Purchasing a Home in Smiths Falls, ON
For a property listed at $230,000 in Smiths Falls, the legal minimum down payment is $11,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,025 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,025.
Nearby Listings
No current listings found in Smiths Falls.
Similar Listings Nearby
City & Neighborhood Guide
Comprehensive city-wide demographics, local real estate stats, and school rankings for Smiths Falls.
People & Families
Age Distribution
Household Composition
Top Ethnic Origins
Local Schools Guide
Elementary Schools
Secondary Schools
Homes & Housing
Structural Home Types
Tenure (Ownership vs Rental)
Need more details or a custom CMA?
Generate a full market evaluation or explore city guides using the sidebar links.
Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.