40 Pearl Street, Unit 5, Smiths Falls, ON
Property Highlights
Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $314,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 700-799 sqft
- 1.0 total parking spaces available
- Notable attributes: Carpet Free
- equipped with central air central cooling and highly efficient forced air heating via electric
Description
Welcome to The Colonel By, where classic Georgian Brick architecture meets secure, elevated living. This delightful two-bedroom condominium is situated on the quiet, well-maintained second floor. The moment you enter the grand foyer, you will be impressed by the building's exceptional common areas, including a charming library, common room, and inviting gathering spaces. Inside your new home, a welcoming foyer with a convenient closet leads you into a bright, spacious living/dining area. The updated kitchen comes complete with three appliances and a separate, cleverly located area for storage or in-suite laundry. The versatile layout includes a den or second bedroom, and a generous principal bedroom featuring the highly sought-after walk-in closet. Offering affordability in a quiet, secure environment, this well-maintained residence is ready to be your comfortable home for years to come.
Schedule a Tour
Contact us to schedule a private viewing of this property.
Contact Agent
Property Summary
This condo apartment located at 40 Pearl Street, Smiths Falls is currently for sale and has been available on SousaSells for 232 days. This property is listed at $314,900 with an estimated mortgage of $1,048* per month. It has 2 beds, 1 bathroom, and is 700-799 square feet. 40 Pearl Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Library
Interior Features
Carpet Free
Security Features
Community Features
Virtual Tours
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 40 Pearl Street 205, Smiths Falls, ON K7A 5B5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Mortgage & Affordability Audit
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.
Configure Loan Settings
About Purchasing a Home in Smiths Falls, ON
For a property listed at $314,900 in Smiths Falls, the legal minimum down payment is $15,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,199 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,199.
Similar Listings Nearby
City & Neighborhood Guide
Comprehensive city-wide demographics, local real estate stats, and school rankings for 901 - Smiths Falls, Smiths Falls.
People & Families
Age Distribution
Household Composition
Top Ethnic Origins
Local Schools Guide
Elementary Schools
Secondary Schools
Homes & Housing
Structural Home Types
Tenure (Ownership vs Rental)
Need more details or a custom CMA?
Generate a full market evaluation or explore city guides using the sidebar links.
Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.