42 MONTAGUE Street, Smiths Falls, ON
Property no longer active
This property was sold on January 13, 2026. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 1 1/2 Storey semi-detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $189,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Premium 33 x 132 ft lot size
- Features a other, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 1.0 total parking spaces available with a convenient other configuration
- Notable attributes: Unknown
- Efficient unknown heating via gas
Description
Flooring: Vinyl, Welcome to 42 Montague Street. This affordable 2 bedroom semi detached home has had many updates in the last few years, including windows, doors, flooring and a renovated bathroom. Ideally located close to downtown and within walking distance to stores and restaurants. There is a large partially fenced back yard, deck and an insulated mud room. Home is very energy efficient with low monthly utility costs. Dining room has a gorgeous gas fire place that serves as the primary source of heat. If you are looking for your first home or an investment property in a growing sensational town here is your chance!, Flooring: Linoleum, Flooring: Laminate
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Property Summary
This detached home located at 42 MONTAGUE Street, Smiths Falls is currently for sale and has been available on SousaSells for 714 days. This property is listed at $189,999 with an estimated mortgage of $632* per month. It has 2 beds, 1 bathroom, and is unknown square feet. 42 MONTAGUE Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 42 MONTAGUE Street, Smiths Falls, ON K7A 2M1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Smiths Falls, ON
For a property listed at $189,999 in Smiths Falls, the legal minimum down payment is $9,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $1,625 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $1,625.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.