42 Whitcomb Crescent, Smiths Falls, ON

$451,500
MLS#:X11998525
3 beds
3 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium vinyl siding and stone construction, this residence presents an exceptional opportunity offered at $451,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 18.08 x 99.41 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Flooring: Hardwood, Beautiful Freehold, 2023 built, 3 Bedroom, 3 Bathroom Townhouse with attached garage. This Etson Model by Parkview Homes boasts 1750 sq ft. of living space. The Main floor features an open concept design with big windows, a large stylish kitchen, living and dining areas and four SS appliances. Patio door provides access to the deck and backyard. Split level second floor hosts a Huge Primary bedroom with a large walk-in closet and 4pc Ensuite bathroom. Two additional bedrooms on the second floor with a 4pc bathroom. Laundry room is conveniently located upstairs. Bright finished family room in the lower level with high ceilings, two large windows and massive storage space. Ceramic tiles in the foyer and in all bathrooms. Parking for three cars, one in the attached car garage and two on the driveway. All HVAC equipment is owned including Furnace, AC, HRV and HWT! Home is still under Tarion Warranty, Close to the Cataraqui Trail and amenities please call 6138782627 to book a showing, Flooring: Laminate, Flooring: Carpet Wall To Wall

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Property Summary

This townhouse located at 42 Whitcomb Crescent, Smiths Falls is currently for sale and has been available on SousaSells for 500 days. This property is listed at $451,500 with an estimated mortgage of $1,503* per month. It has 3 beds, 3 bathrooms, and is 1100-1500 square feet. 42 Whitcomb Crescent, Smiths Falls is in the 901 - Smiths Falls neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 23, 2025
Sold price information is available to members only
Listed Date3/3/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style2-Storey
ConstructionVinyl Siding, Stone
BasementFull
Lot Size18.08 × 99.41 Feet
CountyLanark
Annual Tax$4,269
Legal DescriptionPART BLOCK 4, PLAN 27M102, BEING PARTS 4 AND 5, 27R11998 SUBJECT TO AN EASEMENT AS IN LC242487 SUBJECT TO AN EASEMENT IN FAVOUR OF PART BLOCK 4, PLAN 27M102, BEING PARTS 6 AND 7, 27R11998 AS IN LC246778 SUBJECT TO AN EASEMENT OVER PART 4, 27R11998 IN FAVOUR OF PART BLOCK 4, PLAN 27M102, BEING PARTS 1, 2 AND 3, 27R11998 AS IN LC246778 TOGETHER WITH AN EASEMENT OVER PART BLOCK 4, PLAN 27M102, BEING PARTS 1, 2, 3 AND 6, 27R11998 AS IN LC246778 TOWN OF SMITHS FALLS

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Water Heater

Security Features

Community Features

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Location

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42 Whitcomb Crescent, Smiths Falls, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 42 Whitcomb Crescent, Smiths Falls, ON K7A 0A2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.

Configure Loan Settings

Interest Rate4.00%
Down Payment$135,450 (30.0%)
* Minimum Canadian down payment required for this price is $22,575.
Amortization Period30 Years
Estimated Monthly Payment$1,503Based on a loan of $316,050 over 30 years.
Purchase Price$451,500
Loan Amount$316,050
Provincial Land Transfer Tax:$5,505
Total Estimated Closing Taxes:$5,505

About Purchasing a Home in Smiths Falls, ON

For a property listed at $451,500 in Smiths Falls, the legal minimum down payment is $22,575 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,505 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,505.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 901 - Smiths Falls, Smiths Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$463,581

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Duncan J Schoular
Public41 McGill Street South, Smiths Falls, Ontario, K7A 3M9
2.6
St Francis de Sales
Public4 Ross Street, Smiths Falls, Ontario, K7A 4L5
2.9
Chimo
Public11 Ross Street, Smiths Falls, Ontario, K7A 4V7
3.7

Secondary Schools

St. Luke Catholic
Catholic5 Catherine Street, Smiths Falls, Ontario, K7A 3Z9
0.9
Smiths Falls
Public10 Ontario Street, Smiths Falls, Ontario, K7A 4P9
3.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.