55 Church Street, Smiths Falls, ON
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium wood and brick construction, this residence presents an exceptional opportunity offered at $409,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 60 x 120 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Prepare to fall in love with the cutest Tudor style home in town! Perfectly situated on a 60 x 120ft corner lot, this 3 bedroom, 1 bathroom home blends timeless character with a long list of upgrades. From the moment you arrive, the storybook facade and extensive landscaping will capture your heart. The generous corner lot offers plenty of outdoor space to enjoy, while the double detached garage provides a rare find for an in-town character home. The garage has been upgraded with a brand new electrical sub panel and has a powered door. Peace of mind is built right in with architectural shingles replaced in 2019 and brand new exterior doors and energy efficient windows throughout the entire home in 2026. The home features refinished hardwood floors throughout, stylish new lighting, and a beautifully updated kitchen featuring new countertops, a tiled backsplash, and a double sink and faucet. Located in a fantastic, walkable Smiths Falls neighbourhood, you are just minutes away from local recreation, parks, and the beautiful Rideau Canal system.
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Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Library, Hospital, Rec./Commun.Centre, School, Beach
Interior Features
Primary Bedroom - Main Floor, Water Heater Owned
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 55 Church Street W, Smiths Falls, ON K7A 1R1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Smiths Falls, ON
For a property listed at $409,000 in Smiths Falls, the legal minimum down payment is $20,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,655 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,655.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.