65 First Street, Smiths Falls, ON

$499,900
MLS#:X12049374
6 beds
4 baths
3500-5000 sqft
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on May 29, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 4 Bathrooms with 2 functional kitchens
  • Generous living space spanning 3500-5000 sqft on a premium 120 x 120 ft lot
  • Features a other, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater
  • Efficient forced air heating via gas

Description

Rare opportunity offering over 3551 sq ft of living space on one level plus an above garage finished 2 bedroom loft. This home was significantly renovated over the past years and has a new feel. From the main entranceway foyer there is a living room with a cozy gas stove, an office, large main bedroom, renovated bathroom with walk-in shower and corner air jet tub, a 2nd and 3rd bedroom, spacious kitchen with island table, oak cabinets, dining area, storage room, a powder room and laundry room. Currently the finished two car garage is being used as living space but clearly is a large deep garage with heat. Above the garage adds a family room, a 3-piece bathroom and two additional bedrooms. As an added bonus the lower center area of the home offers a 1-bedroom in-law suite with living area, updated kitchen and a 4-piece bathroom. Newer laminate flooring and tile throughout the home. Newer siding, Steel roofing. 200-amp breaker panel with subpanel. Natural gas heating. Municipal Sewer and Water. Two double car wide driveways. Two car double depth garage (34 x 21.5). This is a double lot, 120 x 120. Fit for multi-generational or a large family to enjoy.

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Property Summary

This detached home located at 65 First Street, Smiths Falls is currently for sale and has been available on SousaSells for 476 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 6 beds, 4 bathrooms, and is 3500-5000 square feet. 65 First Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
6
Bathrooms
4
Kitchens
2
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 29, 2025
Sold price information is available to members only
Listed Date3/28/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementOther, Unfinished
Lot Size120 × 120 Feet
CountyLanark
Annual Tax$3,612
Legal DescriptionLOT 140 PLAN 2707 LANARK SOUTH MONTAGUE; LOT 143 PLAN 2707 LANARK SOUTH MONTAGUE ; TWP OF MONTAGUE

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Water Heater

Security Features

Community Features

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Location

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65 First Street, Smiths Falls, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 65 First Street, Smiths Falls, ON K7A 3E8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.

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Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Smiths Falls, ON

For a property listed at $499,900 in Smiths Falls, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 901 - Smiths Falls, Smiths Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$463,581

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Duncan J Schoular
Public41 McGill Street South, Smiths Falls, Ontario, K7A 3M9
2.6
St Francis de Sales
Public4 Ross Street, Smiths Falls, Ontario, K7A 4L5
2.9
Chimo
Public11 Ross Street, Smiths Falls, Ontario, K7A 4V7
3.7

Secondary Schools

St. Luke Catholic
Catholic5 Catherine Street, Smiths Falls, Ontario, K7A 3Z9
0.9
Smiths Falls
Public10 Ontario Street, Smiths Falls, Ontario, K7A 4P9
3.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.