78 Merrick Street, Smiths Falls, ON

$499,900
MLS#:X12213623
4 beds
3 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on June 25, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 40 x 120 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, In-Law Capability, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 78 Merrick Street, a beautifully updated raised bungalow in one of Smiths Falls most desirable neighbourhoods.This bright and inviting home offers three bedrooms on the main level, including a primary suite with a two-piece ensuite, plus a stylish four-piece main bathroom. The open-concept layout connects the living, dining, and kitchen areas, creating the perfect space for entertaining.The fully renovated kitchen has been thoughtfully redesigned with custom cabinetry, stainless steel appliances, a tile backsplash, peninsula island, and open shelving in a warm blonde wood finish. A door leads from the kitchen to the west-facing deck, perfect for enjoying evening sun. There is also a lower deck area that offers even more outdoor space for relaxing or entertaining. Downstairs, the sunshine basement includes a cozy family room and playroom area, a fourth bedroom, a two-piece bathroom, and a large laundry and utility room with upper cabinetry, a folding table, and direct access to the single attached garage, which includes room for parking and additional storage. Recent updates include: Roof (2021), Windows (2021), Kitchen (2020), Furnace installed 2020 and cleaned/serviced in Winter 2024, HWT (2019), A/C (2019) Railing & Wood on Balcony (2024), Driveway Paving and Drainage (2024). Located within walking distance to schools, grocery stores, parks, and amenities. This home is the perfect combination of style, space, and location. A must-see for anyone looking to settle into a vibrant, family-friendly community.

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Property Summary

This detached home located at 78 Merrick Street, Smiths Falls is currently for sale and has been available on SousaSells for 400 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 78 Merrick Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 25, 2025
Sold price information is available to members only
Listed Date6/11/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick Front, Vinyl Siding
BasementFinished, Full
Lot Size40 × 120 Feet
CountyLanark
Annual Tax$3,898.85
Legal DescriptionPT LT 69 PL 21074 LANARK S SOUTH ELMSLEY , PTS 37, 38, & 39, 27R3805 ; S/T RS113414 TOWN OF SMITHS FALLS

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote, In-Law Capability, Primary Bedroom - Main Floor, Storage, Water Heater Owned

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

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Location

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78 Merrick Street, Smiths Falls, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 78 Merrick Street, Smiths Falls, ON K7A 4R6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.

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Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Smiths Falls, ON

For a property listed at $499,900 in Smiths Falls, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 901 - Smiths Falls, Smiths Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$463,581

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Duncan J Schoular
Public41 McGill Street South, Smiths Falls, Ontario, K7A 3M9
2.6
St Francis de Sales
Public4 Ross Street, Smiths Falls, Ontario, K7A 4L5
2.9
Chimo
Public11 Ross Street, Smiths Falls, Ontario, K7A 4V7
3.7

Secondary Schools

St. Luke Catholic
Catholic5 Catherine Street, Smiths Falls, Ontario, K7A 3Z9
0.9
Smiths Falls
Public10 Ontario Street, Smiths Falls, Ontario, K7A 4P9
3.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.