Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $245,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Affordable & Convenient Main Floor Condo in Smiths Falls. Enjoy the ease of low-maintenance living with this well-kept 2 bedroom, 1 bathroom main floor condo with direct access to your very own yard. Perfect for first-time buyers, downsizers, or investors looking for a solid opportunity in Smiths Falls. This bright and functional unit offers comfortable living with two spacious bedrooms, a welcoming living area, and the added convenience of being just a short walk from the buildings laundry room. Situated close to shopping, parks, and essential services, this condo offers a practical and affordable option in a quiet, well-managed building. If you're looking for stress-free home ownership or a smart addition to your portfolio, this is the one! Book your showing today.
Contact us to schedule a private viewing of this property.
This condo apartment located at 8 Pearl Street, Smiths Falls is currently for sale and has been available on SousaSells for 399 days. This property is listed at $245,000 with an estimated mortgage of $816* per month. It has 2 beds, 1 bathroom, and is 700-799 square feet. 8 Pearl Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Hospital, School
ERV/HRV
Smoke Detector
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 8 Pearl Street 104, Smiths Falls, ON K7A 5B5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.
About Purchasing a Home in Smiths Falls, ON
For a property listed at $245,000 in Smiths Falls, the legal minimum down payment is $12,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,175 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,175.
Comprehensive city-wide demographics, local real estate stats, and school rankings for Smiths Falls.
Need more details or a custom CMA?
Generate a full market evaluation or explore city guides using the sidebar links.
Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.