85 Stephen Street, Smiths Falls, ON
Property Highlights
Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium stone and brick construction, this residence presents an exceptional opportunity offered at $359,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 700-1100 sqft on a premium 32.5 x 120 ft lot
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Storage
- Efficient forced air heating via gas
Description
This charming semi-detached home is perfect for first-time buyers or those looking to downsize. Located in a peaceful, mature neighborhood, this property offers a hassle-free living experience with all the major updates already completed, including new windows, doors, roof, and furnace. The open-concept main floor features hardwood floors, while the second level features a spacious master bedroom, two additional bedrooms, and a renovated 4-piece bathroom. The fully finished basement offers a large recreation room for added living space. Enjoy the private backyard with two sheds for extra storage, plus convenient side door access from the driveway. Make this home your own and add your personal touch. Situated in a family-friendly community with an easy commute to the city, this home is a must-see.
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Property Summary
This detached home located at 85 Stephen Street, Smiths Falls is currently for sale and has been available on SousaSells for 546 days. This property is listed at $359,900 with an estimated mortgage of $1,198* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 85 Stephen Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 85 Stephen Street S, Smiths Falls, ON K7A 1K7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Smiths Falls, ON
For a property listed at $359,900 in Smiths Falls, the legal minimum down payment is $17,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,874 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,874.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.