86 WHITCOMB Crescent, Smiths Falls, ON
Property Highlights
Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium stone and other construction, this residence presents an exceptional opportunity offered at $629,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 3 Bathrooms with 2 functional kitchens
- Premium 44.12 x 140.38 ft lot size
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Storage
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Great income opportunity! Built in secondary dwelling unit ideal for investment or separate in law suite. The upper unit of the bungalow spans 1356 sqft and is beautifully designed with 2 bedrooms and 2 bathrooms. It boasts an open concept layout that enhances the flow of natural light throughout. This unit includes a modern kitchen with stainless steel appliances and soft-close doors, elegant laminate flooring, and a primary bedroom with an ensuite and walk-in closet. The secondary lower unit offers a complete 816 sqft living space with 1 bedroom and 1 bathroom, also featuring an open concept design with similar modern finishes. This self-contained unit provides excellent privacy and includes its own separate entrance. This unique property combines functionality, style, and the potential for income, all in one perfect package. This home is eligible for the RBC Green Home Mortgage with the option to extend the amortization period to up to 35 years (subject to terms and conditions).
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Property Summary
This detached home located at 86 WHITCOMB Crescent, Smiths Falls is currently for sale and has been available on SousaSells for 543 days. This property is listed at $629,900 with an estimated mortgage of $2,097* per month. It has 3 beds, 3 bathrooms, and is unknown square feet. 86 WHITCOMB Crescent, Smiths Falls is in the 901 - Smiths Falls neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 86 WHITCOMB Crescent, Smiths Falls, ON K7A 0C1
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Smiths Falls, ON
For a property listed at $629,900 in Smiths Falls, the legal minimum down payment is $37,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,073 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,073.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.