88 Main Street, Smiths Falls, ON
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium brick veneer construction, this residence presents an exceptional opportunity offered at $329,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 55.25 x 64.34 ft lot
- Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Air Exchanger, Guest Accommodations, Primary Bedroom - Main Floor
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 88 Main Street East, a charming 1.5-storey brick home tucked in the heart of Smiths Falls. With character details you don't often find today, this home pairs historic warmth with modern comfort and the opportunity to make it your own - the perfect match for first-time buyers or anyone who loves a home with personality. Step inside the inviting enclosed front porch, a cozy three-season retreat that sets the tone for the rest of the home. The main floor offers a front sitting room, a family room, and a large kitchen with plenty of space for dining and entertaining. Original hardwood floors, detailed trim, and timeless charm are ready to shine with your personal touch.The layout is ideal: a main floor bedroom and full bath, plus two additional bedrooms including a large primary and a half bath upstairs. The lower level is an unfinished basement with laundry and storage space. An added bonus is the extra living space that was once a detached single-car garage currently converted, but offering the option to reimagine as a studio, workshop, or convert back. Parking is available for two cars and additional parking is possible with a simple fence adjustment, and an another additional spot if the garage is reinstated. Set within walking distance to downtown shops, the Rideau River, the hospital, and everyday amenities, this home offers affordable living and a chance to invest in potential, style, and location.
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Property Summary
This detached home located at 88 Main Street, Smiths Falls is currently for sale and has been available on SousaSells for 328 days. This property is listed at $329,900 with an estimated mortgage of $1,098* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 88 Main Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Hospital, Library, School Bus Route
Interior Features
Air Exchanger, Guest Accommodations, Primary Bedroom - Main Floor
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 88 Main Street E, Smiths Falls, ON K7A 1A9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Smiths Falls, ON
For a property listed at $329,900 in Smiths Falls, the legal minimum down payment is $16,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,424 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,424.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.