95 WHITCOMB Crescent, Smiths Falls, ON

$449,000
MLS#:X13546282
3 beds
3 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $449,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 18.08 x 101.71 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Ventilation System, Water Heater, Separate Heating Controls
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Stunning freehold townhome in the highly desirable Bellamy Farm community! Built in 2024 by Park View Homes, this popular Etson Model offers approximately 1,750 sq. ft. of thoughtfully designed living space featuring 3 bedrooms, 3 bathrooms, a finished basement, and an attached garage.The bright open-concept main floor showcases laminate flooring, large windows, spacious living and dining areas, and a stylish kitchen complete with high-end cabinetry, four stainless steel appliances, backsplash, and patio door access to the deck and backyard-perfect for entertaining and everyday living.The unique split-level layout offers enhanced privacy, with two generously sized bedrooms on the mid-level, each featuring spacious closets and access to a full 4-piece bathroom. The upper level is dedicated to the private primary retreat, featuring a large window, walk-in closet, 4-piece ensuite, and convenient upper-level laundry.The fully finished lower level with high ceilings provides a spacious recreation room ideal for family movie nights, a home office, or play area, complemented by large windows that fill the space with natural light and ample storage space.Additional highlights include ceramic tile flooring, parking for 3 vehicles, and remaining Tarion Warranty coverage. Conveniently located close to shopping, schools, parks, hospital, downtown Smiths Falls, the Rideau Canal, and the Cataraqui Trail. Rental items include Hot Water Tank, Furnace, Air Conditioner, and HRV.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/9/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style2-Storey
ConstructionStone, Vinyl Siding
BasementFinished
Lot Size18.08 × 101.71 Feet
CountyLanark
Annual Tax$4,348
Legal DescriptionPART BLOCK 11, PLAN 27M102, PARTS 5 AND 6, 27R12255 SUBJECT TO AN EASEMENT OVER PART 5, 27R12255 IN FAVOUR OF PART BLOCK 11, PLAN 27M102, PARTS 3 AND 4, 27R12255 AS IN LC258682 SUBJECT TO AN EASEMENT OVER PART 5, 27R12255 IN FAVOUR OF PART BLOCK 11,

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Ventilation System, Water Heater, Separate Heating Controls

Security Features

Community Features

Location

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95 WHITCOMB Crescent, Smiths Falls, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 95 WHITCOMB Crescent E, Smiths Falls, ON K7A 0C1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.

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Interest Rate5.25%
Down Payment$22,450 (5.0%)
* Minimum Canadian down payment required for this price is $22,450.
Amortization Period25 Years
Estimated Monthly Payment$2,542Based on a loan of $426,550 over 25 years.
Purchase Price$449,000
Loan Amount$426,550
Provincial Land Transfer Tax:$5,455
Total Estimated Closing Taxes:$5,455

About Purchasing a Home in Smiths Falls, ON

For a property listed at $449,000 in Smiths Falls, the legal minimum down payment is $22,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,455 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,455.

Nearby Listings

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No current listings found in Smiths Falls.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Smiths Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$485,896

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Duncan J Schoular
Public41 McGill Street South, Smiths Falls, Ontario, K7A 3M9
2.6
St Francis de Sales
Public4 Ross Street, Smiths Falls, Ontario, K7A 4L5
2.9
Chimo
Public11 Ross Street, Smiths Falls, Ontario, K7A 4V7
3.7

Secondary Schools

St. Luke Catholic
Catholic5 Catherine Street, Smiths Falls, Ontario, K7A 3Z9
0.9
Smiths Falls
Public10 Ontario Street, Smiths Falls, Ontario, K7A 4P9
3.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.