340 Main Street, Smooth Rock Falls, ON

$125,000
MLS#:T12285181
4 beds
2 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 5, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of SRF. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $125,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 50 x 100 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Generator - Partial, Wheelchair Access
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This spacious 1,391 sq. ft. home offers the ideal blend of comfort and accessibility with 3+1 bedrooms, 1.5 bathrooms, and an attached, heated garage measuring an impressive 27x26.6 and yes, it even has an elevator that brings you directly to the basement!From the moment you enter, youll notice how bright and welcoming the home feels. The layout offers a great flow between the living, kitchen, and dining spaces. Youll find 1 bedroom on the main level, 2 bedrooms on the second level, and a 4th in the basement. The main level has a 2pc bathroom and the basement has a full 4pc bathroom.This home is wheelchair accessible, making it a rare and thoughtful option for families with mobility needs. Enjoy the benefits of forced air natural gas heating, central air conditioning, and hot water baseboards. Electrical service is 100-amp breaker, and the home includes a Generac generator system to keep you powered during any outage. The attached garage is not just for parking its heated and has loads of room for your vehicle, workshop space, or even extra storage. Located right on Main Street close to all amenities this gem is waiting for its next owner.

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Property Summary

This detached home located at 340 Main Street, Smooth Rock Falls is currently for sale and has been available on SousaSells for 367 days. This property is listed at $125,000 with an estimated mortgage of $416* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 340 Main Street, Smooth Rock Falls is in the SRF neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 3, 2025
Sold price information is available to members only
Listed Date7/15/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementFull
Lot Size50 × 100 Feet
CountyCochrane
Annual Tax$989.41
Legal DescriptionPCL 7466 SEC NEC; PT LT 21 CON 9 KENDREY PT 1, 6R1720; SMOOTH ROCK FALLS (PIN 651970734)

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Generator - Partial, Wheelchair Access

Security Features

Community Features

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Location

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340 Main Street, Smooth Rock Falls, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 340 Main Street, Smooth Rock Falls, ON P0L 2B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smooth Rock Falls.

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Interest Rate4.00%
Down Payment$37,500 (30.0%)
* Minimum Canadian down payment required for this price is $6,250.
Amortization Period30 Years
Estimated Monthly Payment$416Based on a loan of $87,500 over 30 years.
Purchase Price$125,000
Loan Amount$87,500
Provincial Land Transfer Tax:$975
Total Estimated Closing Taxes:$975

About Purchasing a Home in Smooth Rock Falls, ON

For a property listed at $125,000 in Smooth Rock Falls, the legal minimum down payment is $6,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $975 for this transaction. As this listing is in Smooth Rock Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $975.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for SRF, Smooth Rock Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$155,341

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.