554A South McKenzie Lake Road, South Algonquin, ON

$649,000
MLS#:X13495220
4 beds
1 baths
700-1100 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of South Algonquin. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $649,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 148 x 320.75 ft lot
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned
  • Efficient baseboard heating via electric

Description

A rare offering on McKenzie Lake, the best kept secret of South Algonquin! This lake offers cottagers crystal clear water, fantastic boating and a view of uninterrupted Crown land. This family cottage sits on over an acre of level land in a park-like setting, with a beautiful mix of foliage. This partially winterized cottage features 4 bedrooms and a spacious bathroom. The open concept kitchen and living space means you'll never miss a moment, even when you're indoors. The perfect blend of rustic charm with family-friendly amenities including full laundry, a detached garage, storage galore, electric baseboard heating and a jacuzzi bath tub. The property was thoughtfully improved with a dining gazebo, fire pit, and even a zip line for the kids. Our favourite part? A lake side deck, perfect for sipping cocktails, playing board games and stargazing. This truly special cottage is being sold turnkey - get ready to start making memories! Updates include: kitchen with large island and new countertops (2023), new deck railings (2022), new paint & light fixtures throughout (2022) new exterior doors (2025), new shingles (2012). South McKenzie Lake Road is a private road that is maintained and plowed year round by the cottagers, including driveway.

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Key Features

Bedrooms
4
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementNone
Lot Size148 × 320.75 Feet
CountyNipissing
Annual Tax$2,412
Legal DescriptionPCL 33-1 SEC 36M345; SUMMER RESORT LT 33 PL M345 SABINE ON MCKENZIE LAKE; PT RDAL ALONG MCKENZIE LAKE SABINE IN FRONT OF LT 31 CON 2 SABINE, CLOSED BY LT398176, PT 3, 36R11156; SOUTH ALGONQUIN ; DISTRICT OF NIPISSING

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Lake/Pond, Waterfront, Wooded/Treed

Interior Features

Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned

Security Features

Community Features

Location

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554A South McKenzie Lake Road, South Algonquin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 554A South McKenzie Lake Road, South Algonquin, ON K0L 2K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in South Algonquin.

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Interest Rate5.25%
Down Payment$39,900 (6.1%)
* Minimum Canadian down payment required for this price is $39,900.
Amortization Period25 Years
Estimated Monthly Payment$3,630Based on a loan of $609,100 over 25 years.
Purchase Price$649,000
Loan Amount$609,100
Provincial Land Transfer Tax:$9,455
Total Estimated Closing Taxes:$9,455

About Purchasing a Home in South Algonquin, ON

For a property listed at $649,000 in South Algonquin, the legal minimum down payment is $39,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,455 for this transaction. As this listing is in South Algonquin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,455.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for South Algonquin, South Algonquin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$447,653

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.