496 Berford Lake Road, South Bruce Peninsula, ON

$419,900
MLS#:X13609732
2 beds
2 baths
700-1100 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of South Bruce Peninsula. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $419,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 177 x 400 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Generator - Partial, On Demand Water Heater, Primary Bedroom - Main Floor
  • equipped with wall unit(s) central cooling and highly efficient heat pump heating via propane

Description

Nestled near picturesque Berford Lake and the town of Wiarton, this charming 1.63-acre property offers a meticulously maintained 2-bedroom, 2-bathroom home or cottage that clearly reflects pride of ownership. Surrounded by mature trees, the well-treed lot provides a quiet, private setting-ideal for nature lovers seeking peace and tranquillity. The attached single-car garage and well-manicured landscaping enhance the property's serene atmosphere, making it a perfect retreat for first-time buyers, downsizers, or those looking for a peaceful retirement escape. Inside, the home features newer windows, a new (July 2026) shingled roof, in-floor heating, and hardwood flooring throughout. Upgraded insulation, along with a heat pump and air conditioning, helps ensure year-round comfort and energy efficiency. An enclosed front porch offers a cozy space to relax and take in the surrounding natural beauty. Additional highlights include a portable back-up generator for reliable backup power in the event of a power outage, a 100-foot drilled well providing a dependable water source, and ample outdoor storage. All together, this property delivers a comfortable, inviting countryside haven in a sought-after Bruce Peninsula location.

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Property Summary

This detached home located at 496 Berford Lake Road, South Bruce Peninsula is currently for sale and has been available on SousaSells for 3 days. This property is listed at $419,900 with an estimated mortgage of $1,398* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 496 Berford Lake Road, South Bruce Peninsula is in the South Bruce Peninsula neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in South Bruce Peninsula, South Bruce Peninsula.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/27/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementCrawl Space
Lot Size177 × 400 Feet
CountyBruce
Annual Tax$1,785
Legal DescriptionPART LOT 24 CON 7 EBR ALBEMARLE AS IN R389824; S/T THE INTEREST OF THE MUNICIPALITY AS IN AL96; SOUTH BRUCE PENINSULA

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeHeat Pump
CoolingWall Unit(s)

Features

Property Features

None listed

Interior Features

  • Generator - Partial
  • On Demand Water Heater
  • Primary Bedroom - Main Floor
  • Propane Tank

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 496 Berford Lake Road, South Bruce Peninsula, ON

Q.What is the asking price for 496 Berford Lake Road, South Bruce Peninsula, ON ?

The current listing price for 496 Berford Lake Road, South Bruce Peninsula, ON in South Bruce Peninsula, South Bruce Peninsula is $419,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 496 Berford Lake Road, South Bruce Peninsula, ON ?

496 Berford Lake Road, South Bruce Peninsula, ON is a Detached (Bungalow-Raised) featuring a Crawl Space basement.

Q.What interior features are included in this home?

Interior highlights include: Generator - Partial, On Demand Water Heater, Primary Bedroom - Main Floor, Propane Tank.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Wall Unit(s).

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Location

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496 Berford Lake Road, South Bruce Peninsula, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 496 Berford Lake Road, South Bruce Peninsula, ON N0H 2T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in South Bruce Peninsula.

Configure Loan Settings

Interest Rate4.00%
Down Payment$125,970 (30.0%)
* Minimum Canadian down payment required for this price is $20,995.
Amortization Period30 Years
Estimated Monthly Payment$1,398Based on a loan of $293,930 over 30 years.
Purchase Price$419,900
Loan Amount$293,930
Provincial Land Transfer Tax:$4,873
Total Estimated Closing Taxes:$4,873

About Purchasing a Home in South Bruce Peninsula, ON

For a property listed at $419,900 in South Bruce Peninsula, the legal minimum down payment is $20,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,873 for this transaction. As this listing is in South Bruce Peninsula (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,873.

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South Bruce Peninsula, South Bruce Peninsula Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for South Bruce Peninsula, South Bruce Peninsula.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$673,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in South Bruce Peninsula, South Bruce Peninsula

Elementary Schools

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Secondary Schools

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South Bruce Peninsula, South Bruce Peninsula Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.