20904 South Service Road, South Glengarry, ON

$798,900
MLS#:X14144342
3 beds
1 baths
1100-1500 sqft
12.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 1 Bath Home at 20904 South Service Road South Glengarry ON listed at $798,900 (MLS# X14144342) - Main View
For Sale
Added:Nov 2, 2026(1 day ago)
Updated:Nov 3, 2026(today)
Last Checked:11 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of South Glengarry (Lancaster) Twp. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $798,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 100 x 704.6 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (12.0 total parking spaces) with a convenient attached configuration
  • Notable attributes: Generator - Full
  • equipped with wall unit(s) central cooling and highly efficient baseboard heating via electric

Description

Prime waterfront property on 1.64 acres located just east of Lancaster Ontario on the St Lawerence River. Wonderful views of the St.Lawrence River, shipping lanes & the Adirondack Mountains The shoreline is shored up providing a dock across the entire waterfront with a boat launching slip. The waterfront is located in a small cove which offers some protection from high east and west winds.The water at the shoreline is approximately 3 feet deep.The home was built in 1984 and is a 3 bedroom brick bungalow with attached garage feature's large bathroom with main floor laundry, patio doors to two level deck with gazebo, a large recreation room with wood stove and a partially walkout basement. The home is all original but has been well maintained and is in good overall condition. There is a propane fired Generac backup generator and a recently installed heat pump/air conditioning unit. Please note that there is a tempo over the basement entrance for the winter months that is removed during summer. QUICK POSSESSION IS AVAILABLE

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Property Summary

This detached home located at 20904 South Service Road, South Glengarry is currently for sale and has been available for 1 day. This property is listed at $798,900 with an estimated mortgage of $2,659* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 20904 South Service Road, South Glengarry is in the South Glengarry (Lancaster) Twp neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in South Glengarry (Lancaster) Twp, South Glengarry.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in South Glengarry.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$798,900
AddedNov 2, 2026 (1 day ago)
UpdatedNov 3, 2026 (today)
Last Checked11 minutes ago
Transaction TypeFor Sale
List Office NameCENTURY 21 SHIELD REALTY LTD.

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished with Walk-Out
Lot Size100 Ă— 704.6 Feet
CountyStormont, Dundas and Glengarry
Annual Tax$6,495
Legal DescriptionPT LT 27 CON 1 LANCASTER PT 3, 14R271; SOUTH GLENGARRY

Parking & Garage

Parking Total12.0
Parking Space11
Garage Parking1.0
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWall Unit(s)

Features

Property Features

None listed

Interior Features

  • Generator - Full

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

South Glengarry Home Buyer Advisory & Market HubActive MLS® Listing in South Glengarry, Ontario

Looking to Buy a Home in South Glengarry?

If you are looking for a house in South Glengarry or researching South Glengarry real estate for sale, this 3-bedroom detached at 20904 South Service Road, South Glengarry, ON offers an exceptional opportunity to buy a home in South Glengarry, Ontario. Whether you are a first-time South Glengarry home buyer or comparing active South Glengarry MLS® homes for sale, working with a dedicated South Glengarry buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced South Glengarry realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

South Glengarry Buyer Budget & Costs

Estimated mortgage: $2,659*/month*. Estimated Ontario Land Transfer Tax: $12,453. First-time South Glengarry home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in South Glengarry

Frequently Asked Questions about 20904 South Service Road, South Glengarry, ON

Q.What is the asking price for 20904 South Service Road, South Glengarry, ON ?

The current listing price for 20904 South Service Road, South Glengarry, ON in South Glengarry (Lancaster) Twp, South Glengarry is $798,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 20904 South Service Road, South Glengarry, ON ?

20904 South Service Road, South Glengarry, ON is a Detached (Bungalow) featuring a Finished with Walk-Out basement.

Q.What interior features are included in this home?

Interior highlights include: Generator - Full.

Q.Is parking available at this property?

Yes, this property offers parking space for 12.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Wall Unit(s).

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Location

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20904 South Service Road, South Glengarry, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

South Glengarry (Lancaster) Twp, South Glengarry

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 20904 South Service Road, South Glengarry, ON K0C 1W0

Estimated Sales Range
$759,000 - $783,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in South Glengarry.

Configure Loan Settings

Interest Rate4.00%
Down Payment$239,670 (30.0%)
* Minimum Canadian down payment required for this price is $54,890.
Amortization Period30 Years
Estimated Monthly Payment$2,659Based on a loan of $559,230 over 30 years.
Purchase Price$798,900
Loan Amount$559,230
Provincial Land Transfer Tax:$12,453
Total Estimated Closing Taxes:$12,453

About Purchasing a Home in South Glengarry, ON

For a property listed at $798,900 in South Glengarry, the legal minimum down payment is $54,890 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,453 for this transaction. As this listing is in South Glengarry (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,453.

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South Glengarry (Lancaster) Twp, South Glengarry Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for South Glengarry (Lancaster) Twp, South Glengarry.

Verified Local Data
City Population338,503
City Median Age41.6 Yrs
City Ownership83% Owners
Avg Area List Price$647,762

People & Families

Age Distribution

Household Composition

One-person households
16%
Families with children
54%
Couples without children
25%
Other households
5%

Top Ethnic Origins

Chinese45%
South Asian18%
Canadian6%
English5%

Best Schools in South Glengarry (Lancaster) Twp, South Glengarry

Elementary Schools

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Secondary Schools

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South Glengarry (Lancaster) Twp, South Glengarry Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied83%
Rented17%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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