167 Elgin Street, South Huron, ON

$649,900
MLS#:X13583448
3 beds
2 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Stephen. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 79.2 x 132 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, ERV/HRV
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Your Dream Home Is Ready-Move In Today! Quick Possession Available.Skip the wait to build and step into this stunning custom-built 2021 bungalow offering over 1,600 sq. ft. of beautifully finished, move-in ready living space in the welcoming community of Centralia.Designed for effortless living and entertaining, the bright open-concept floor plan features rich hardwood flooring throughout, quartz countertops, a spacious pantry, a full appliance package, and a cozy living room with a gas fireplace as its centerpiece. Smart home upgrades, including Nest thermostats and remote-controlled blinds, add everyday comfort and convenience.The thoughtfully designed layout includes 3 spacious bedrooms and 2 full bathrooms, highlighted by a luxurious primary retreat featuring heated ensuite floors, a double vanity, walk-in shower, and generous walk-in closet. Main-floor laundry just off the double-car garage makes daily living a breeze.Step outside to enjoy the covered back deck with a gas BBQ hookup, while the heated front walkway, concrete driveway, and 14 kW whole-home generator provide comfort and peace of mind in every season.The unfinished lower level, complete with a bathroom rough-in, offers endless possibilities to create additional living space tailored to your lifestyle.Perfectly situated just minutes from Exeter and Lucan, only 25 minutes to London, and 20 minutes to the sandy beaches of Grand Bend, this exceptional home combines modern luxury with small-town charm.Quick possession available-simply move in and start enjoying everything this exceptional home has to offer!

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Property Summary

This detached home located at 167 Elgin Street, South Huron is currently for sale and has been available on SousaSells for 11 days. This property is listed at $649,900 with an estimated mortgage of $2,163* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 167 Elgin Street, South Huron is in the Stephen neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Stephen, South Huron.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in South Huron.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStone, Vinyl Siding
BasementFull, Unfinished
Lot Size79.2 × 132 Feet
CountyHuron
Annual Tax$4,170.3
Legal DescriptionPT LT 13 PL 202 STEPHEN AS IN R199257; MUNICIPALITY OF SOUTH HURON

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • ERV/HRV
  • Generator - Full
  • Primary Bedroom - Main Floor
  • Rough-In Bath
  • Storage
  • Sump Pump
  • Water Heater
  • Wheelchair Access

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 167 Elgin Street, South Huron, ON

Q.What is the asking price for 167 Elgin Street, South Huron, ON ?

The current listing price for 167 Elgin Street, South Huron, ON in Stephen, South Huron is $649,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 167 Elgin Street, South Huron, ON ?

167 Elgin Street, South Huron, ON is a Detached (Bungalow) featuring a Full, Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, ERV/HRV, Generator - Full, Primary Bedroom - Main Floor, Rough-In Bath, Storage, Sump Pump, Water Heater, Wheelchair Access.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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167 Elgin Street, South Huron, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 167 Elgin Street, South Huron, ON N0M 1K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in South Huron.

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Interest Rate4.00%
Down Payment$194,970 (30.0%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period30 Years
Estimated Monthly Payment$2,163Based on a loan of $454,930 over 30 years.
Purchase Price$649,900
Loan Amount$454,930
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in South Huron, ON

For a property listed at $649,900 in South Huron, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in South Huron (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

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Stephen, South Huron Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stephen, South Huron.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$481,236

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Stephen, South Huron

Elementary Schools

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Secondary Schools

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Stephen, South Huron Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.