21 Spruce Street, South Stormont, ON

$549,900
MLS#:X12757530
3 beds
2 baths
1100-1500 sqft
10.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of 713 - Ingleside. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 73.89 x 159.97 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available
  • Notable attributes: In-Law Suite, Generator - Full
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Bright, well maintained, and thoughtfully designed, this high-ranch bungalow is nestled in a quiet residential neighbourhood in the Village of Ingleside and offers exceptional versatility for today's lifestyles. Whether you're a young family, someone seeking the convenience of single-level living, or looking for a true multi-generational setup, this home delivers space, comfort, and flexibility. The main floor offers just over 1,200 sq ft of inviting living space featuring a semi-open concept kitchen, dining, and living area filled with natural light. Two well-proportioned bedrooms, a 4-piece bathroom, and a finished laundry room--large enough to accommodate additional storage and extras--complete the upper level.The lower level is perfectly suited as a private in-law suite, complete with its own separate entrance for added privacy. This level features a full kitchen, eating and living area highlighted by a gas stove, a comfortable bedroom, a 4-piece bathroom, and a dedicated laundry room--making it ideal for extended family, guests, or additional living flexibility. Outside, you'll appreciate the fully fenced yard, deck for outdoor enjoyment, large garden shed, and generous double driveway offering ample parking. Significant capital improvements have already been completed, including a durable metal roof, fully automated Generac system, high-efficiency natural gas furnace, updated windows, C/A, and more--providing peace of mind for years to come. Ideally located close to schools, shopping, parks, bike paths, and the St. Lawrence River, this move-in-ready home offers both comfort and convenience in a desirable, family-friendly community. The property is complete with all kitchen appliances on both levels, as well as washers and dryers, making it an outstanding opportunity in a sought-after village setting. Click on the Multi-Media link for virtual tour & floor plan. The Seller requires 24 hour Irrevocable on all Offers.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date2/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick
BasementFinished with Walk-Out
Lot Size73.89 × 159.97 Feet
CountyStormont, Dundas and Glengarry
Annual Tax$2,984
Legal DescriptionLT 239 PL 230; S/T S97703E; SOUTH STORMONT

Parking & Garage

Parking Spaces10.0
Garage Spaces10
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, School, Park

Interior Features

In-Law Suite, Generator - Full

Security Features

Community Features

Location

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21 Spruce Street, South Stormont, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 21 Spruce Street, South Stormont, ON K0C 1M0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in South Stormont.

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Interest Rate5.25%
Down Payment$29,990 (5.5%)
* Minimum Canadian down payment required for this price is $29,990.
Amortization Period25 Years
Estimated Monthly Payment$3,098Based on a loan of $519,910 over 25 years.
Purchase Price$549,900
Loan Amount$519,910
Provincial Land Transfer Tax:$7,473
Total Estimated Closing Taxes:$7,473

About Purchasing a Home in South Stormont, ON

For a property listed at $549,900 in South Stormont, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in South Stormont (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for South Stormont.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$623,532

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.