38 Spruce Street, South Stormont, ON
Property no longer active
This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 713 - Ingleside. Expertly crafted featuring premium stucco (plaster) and wood construction, this residence presents an exceptional opportunity offered at $434,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 90.87 x 123.85 ft lot
- Features a partially finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available with a convenient carport configuration
- Notable attributes: None
- equipped with wall unit(s) central cooling and highly efficient baseboard heating via electric
Description
Welcome to this charming and well-maintained 3-bedroom, 2-storey home in the heart of Ingleside, a scenic riverside community along the beautiful St. Lawrence River. This inviting home offers a spacious layout featuring hardwood floors throughout the living room, dining room, and both upper and lower hallways. The main level boasts a large family room with a cozy gas fireplace and patio doors leading to a rear deck perfect for relaxing or entertaining. The bright living room also features a fireplace and opens to the front deck through patio doors. A separate dining room and sun-filled porch add to the home's welcoming layout. Upstairs, you'll find three comfortable bedrooms and family bathroom, ideal for a growing family. A recreation room with a third fireplace offers even more space to gather and unwind. Outside, the partially fenced backyard is surrounded by mature trees and thoughtfully maintained flower beds, creating a peaceful retreat. Enjoy the screened-in porch overlooking the yard, perfect for summer evenings. A garden shed provides convenient storage, while the carport adds year-round functionality. Ingleside offers small-town charm with everyday conveniences, nearby parks, and riverfront trails. This lovingly cared-for home combines comfort, style, and warmth in a friendly and scenic setting.
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Property Summary
This detached home located at 38 Spruce Street, South Stormont is currently for sale and has been available on SousaSells for 406 days. This property is listed at $434,900 with an estimated mortgage of $1,448* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 38 Spruce Street, South Stormont is in the 713 - Ingleside neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 38 Spruce Street, South Stormont, ON K0C 1M0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in South Stormont, ON
For a property listed at $434,900 in South Stormont, the legal minimum down payment is $21,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,173 for this transaction. As this listing is in South Stormont (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,173.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.