5 Sophia Street, South-West Oxford, ON

$755,000
MLS#:X12255846
3 beds
3 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Brownsville. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $755,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 111.5 x 132.42 ft lot
  • Features a partially finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, ERV/HRV, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully crafted, brand-new home by Simon Wagler Homes, a trusted builder with over 40 years of experience. This stunning property comes with a full Tarion Warranty, ensuring quality and durability. With over 1,600 sq ft on the main floor, the open-concept design is bright and spacious enjoying a tray ceiling, featuring 9-foot ceilings throughout. The kitchen is a dream, with abundant cabinetry, soft-close drawers, dovetail joinery, quartz countertops, and a large island perfect for entertaining. The rear covered deck, with a gas line for the BBQ, extends your living space into the backyard for year-round enjoyment.The primary suite is a relaxing retreat, offering a tray ceiling, a 3-piece ensuite with a glass shower, and a large walk-in closet. Two additional bedrooms, a well-appointed 4-piece bathroom with a Sonal tube for natural light, and a main-floor laundry room complete the layout. The oversized insulated garage is fully finished with plenty of lighting and direct access to the lower level, offering the perfect setup for an in-law suite. The lower level has a separate entrance and is already framed, insulated, and wired, with a completed 4-piece bath and rough-ins for a rec room and two additional bedrooms, allowing you to easily expand the home to over 3,000 sq ft of living space or potential rental. Located on a peaceful 1/3-acre lot at the end of a dead-end street, this home offers privacy and serenity, all while being just 10 minutes south of Ingersoll and Hwy 401, 40 minutes to London, and close to Tillsonburg, Aylmer, and Woodstock. Additional features include granite countertops throughout, all casement windows, and a mudroom with a sink. Outside, enjoy a 10x16 mini barn with steel-clad walls and roof. This home offers fantastic value with endless possibilities. Don't miss the chance to make it yours!

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Property Summary

This detached home located at 5 Sophia Street, South-West Oxford is currently for sale and has been available on SousaSells for 379 days. This property is listed at $755,000 with an estimated mortgage of $2,513* per month. It has 3 beds, 3 bathrooms, and is 1100-1500 square feet. 5 Sophia Street, South-West Oxford is in the Brownsville neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 5, 2025
Sold price information is available to members only
Listed Date7/2/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Stone
BasementPartially Finished, Separate Entrance
Lot Size111.5 × 132.42 Feet
CountyOxford
Annual Tax$0
Legal DescriptionPART OF HINCKS STREET PLAN 66 BETWEEN QUEEN STREET AND SOPHIA STREET, PART 1 ON PLAN 41R10488 CLOSED BY BY-LAW 34-2023 REGISTERED AS CO282472; PART LOT 49 PLAN 66, PART 2 ON PLAN 41R10488 TOWNSHIP OF SOUTH-WEST OXFORD

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

School Bus Route, Level

Interior Features

Auto Garage Door Remote, ERV/HRV, In-Law Capability, On Demand Water Heater, Water Heater Owned, Sump Pump

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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5 Sophia Street, South-West Oxford, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 5 Sophia Street, South-West Oxford, ON N0L 1C0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in South-West Oxford.

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Interest Rate4.00%
Down Payment$226,500 (30.0%)
* Minimum Canadian down payment required for this price is $50,500.
Amortization Period30 Years
Estimated Monthly Payment$2,513Based on a loan of $528,500 over 30 years.
Purchase Price$755,000
Loan Amount$528,500
Provincial Land Transfer Tax:$11,575
Total Estimated Closing Taxes:$11,575

About Purchasing a Home in South-West Oxford, ON

For a property listed at $755,000 in South-West Oxford, the legal minimum down payment is $50,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,575 for this transaction. As this listing is in South-West Oxford (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,575.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Brownsville, South-West Oxford.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$580,201

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.