123 Main Street, Southgate, ON

$449,888
MLS#:X13416850
4 beds
2 baths
1500-2000 sqft
2.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of Southgate. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $449,888 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 27.8 x 150.6 ft lot
  • 2.0 total parking spaces available
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully updated 3+1 bedroom, 2-bathroom semi-detached home in the growing community of Southgate, situated on a deep 150.6 ft lot. Offering a versatile layout, the bright and spacious main level features an open-concept living/dining room with laminate floors and a large kitchen with a breakfast area. A separate entrance leads to a self-contained one-bedroom suite complete with its own living space, kitchenette, and bathroom, making it an excellent option for an in-law suite, guest accommodations, working from home, or potential income-generating Airbnb or rental opportunity. Recent updates throughout the home provide modern comfort and move-in-ready convenience. Situated within walking distance to schools, parks, shopping, and local amenities, this property offers exceptional value and flexibility for today's lifestyle. Must see!!

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementNone
Lot Size27.8 × 150.6 Feet
CountyGrey County
Annual Tax$1,505.3
Legal DescriptionLT 5 BLK J PL 480 DUNDALK; PT LT 6 BLK J PL 480 DUNDALK PT 2 17R2918; SOUTHGATE

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Other

Security Features

Community Features

Location

Initializing map...
123 Main Street, Southgate, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 123 Main Street W, Southgate, ON N0C 1B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Southgate.

Information Gain SEO Widget

Configure Loan Settings

Interest Rate5.25%
Down Payment$22,494 (5.0%)
* Minimum Canadian down payment required for this price is $22,494.
Amortization Period25 Years
Estimated Monthly Payment$2,547Based on a loan of $427,394 over 25 years.
Purchase Price$449,888
Loan Amount$427,394
Provincial Land Transfer Tax:$5,473
Total Estimated Closing Taxes:$5,473

About Purchasing a Home in Southgate, ON

For a property listed at $449,888 in Southgate, the legal minimum down payment is $22,494 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,473 for this transaction. As this listing is in Southgate (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,473.

Nearby Listings

Distance:

No current listings found in Southgate.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Southgate, Southgate.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$694,797

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

No elementary schools data loaded.

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.