34135 Talbot Line, Southwold, ON

$875,000
MLS#:X12963642
4 beds
3 baths
2000-2500 sqft
11.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Southwold. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $875,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 211.92 x 203.52 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 11.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Central Vacuum, Generator - Full
  • equipped with other central cooling and highly efficient heat pump heating via electric

Description

Welcome to 34135 Talbot Line. A wonderful opportunity to enjoy space, privacy, and rural charm with room to grow in this spacious ranch style home situated on just shy of an acre, surrounded by picturesque farmers' fields. The main floor features 3 bedrooms, including a primary suite with an updated cheater ensuite, plus an additional updated 3 pc bath. You'll also find convenient main floor laundry, a bright kitchen, comfortable living room, dining room, and a cozy sunken sunroom perfect for relaxing and enjoying the views. The partially finished basement offers a large family room, a 2pc bath and an additional bedroom. With ample space remaining, it presents excellent potential for further development - ideal for creating a private in-law suite. Additional highlights include an attached 3 car garage, 2 greenhouses, partially fenced yard, plenty of space for gardening, hobbies or outdoor enjoyment. The home is equipped with geothermal heating and a generator. Just minutes from the 401, 20 minutes to St. Thomas, London and Port Stanley's beautiful beaches makes this an ideal location to enjoy country living while still close to all amenities.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date4/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Partially Finished
Lot Size211.92 × 203.52 Feet
CountyElgin
Annual Tax$4,525
Legal DescriptionPT LT 5 CON SENBTR SOUTHWOLD AS IN E260383 EXCEPT E399061; SOUTHWOLD

Parking & Garage

Parking Spaces11.0
Garage Spaces8
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeHeat Pump
CoolingOther

Features

Property Features

Interior Features

Auto Garage Door Remote, Central Vacuum, Generator - Full, Other, Sump Pump, Water Heater Owned

Security Features

Community Features

Location

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34135 Talbot Line, Southwold, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 34135 Talbot Line, Southwold, ON N0L 2E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Southwold.

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Interest Rate5.25%
Down Payment$62,500 (7.1%)
* Minimum Canadian down payment required for this price is $62,500.
Amortization Period25 Years
Estimated Monthly Payment$4,842Based on a loan of $812,500 over 25 years.
Purchase Price$875,000
Loan Amount$812,500
Provincial Land Transfer Tax:$13,975
Total Estimated Closing Taxes:$13,975

About Purchasing a Home in Southwold, ON

For a property listed at $875,000 in Southwold, the legal minimum down payment is $62,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,975 for this transaction. As this listing is in Southwold (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,975.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Southwold, Southwold.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$908,515

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.