4045 Union Road, Southwold, ON

$999,000
MLS#:X14163624
3 Bedrooms + 1 = 4 Total Bedrooms
2 baths
1500-2000 sqft
10.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 4045 Union Road Southwold ON listed at $999,000 (MLS# X14163624) - Main View
Open House
For Sale
Added:Nov 9, 2026(4 days ago)
Updated:Nov 11, 2026(2 days ago)
Last Checked:19 minutes ago

Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Rural Southwold. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $999,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a spacious lot (Feet)
  • Ample parking with 0.0 garage spaces (10.0 total parking spaces)
  • Notable attributes: Carpet Free, Guest Accommodations, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Over five acres of privacy, two separate homes and Port Stanley's beaches, harbour, shops and restaurants just minutes away. At 4045 Union Road in Southwold, mature trees screen the grounds, and broad lawns give way to a wooded ravine. The open lawn offers room for gardens, backyard games and family gatherings, while the ravine gives the property a secluded feel. The covered front porch is a spot for morning coffee, an afternoon read or sitting outside through a summer rain.The three-bedroom main home makes the most of its setting. The living room measures approximately 23 by 21 feet, with a wall of windows that brings in natural light and looks out toward the trees. There's room to arrange seating around the view and still have space for family and friends to gather. A separate dining area gives you room for a larger table, while the breakfast nook offers a more casual spot for everyday meals. The separate two-storey residence gives extended family or overnight guests a place of their own. For families looking to bring generations together, the two homes offer a practical setup. You can share the grounds and get together for dinner while keeping separate living spaces and your own daily routines. Head into Port Stanley for coffee, spend the afternoon on the Lake Erie shoreline or meet friends for dinner by the harbour. A few minutes later, you're back on the porch with the trees in view. That short trip from the village to your own wooded acreage is what makes 4045 Union Road such an unusual find.

Upcoming Open Houses

1 Scheduled
Sunday, November 15, 20261:00 PM - 3:00 PMPublic
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Property Summary

This detached home located at 4045 Union Road, Southwold is currently for sale and has been available for 4 days. This property is listed at $999,000 with an estimated mortgage of $3,325* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 4045 Union Road, Southwold is in the Rural Southwold neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Rural Southwold, Southwold.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Rural Southwold, Southwold.

Target Buyer Match

Key Features

Bedrooms
3 Bedrooms + 1 = 4 Total Bedrooms
Bathrooms
2
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$999,000
AddedNov 9, 2026 (4 days ago)
UpdatedNov 11, 2026 (2 days ago)
Last Checked19 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX CENTRE CITY REALTY INC

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionBrick, Vinyl Siding
BasementNone
CountyElgin
Annual Tax$2,132
Rental ItemsHWT of main residence
Legal DescriptionPT PARKLT 57 NW/S MILL ST, 58 NW/S MILL ST, 59 NW/S MILL ST PL 20 SOUTHWOLD AS IN E404006; S/T E404006; SOUTHWOLD

Parking & Garage

Parking Total10.0
Parking Space10
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Golf
  • Library
  • School Bus Route
  • School
  • Rec./Commun.Centre

Interior Features

  • Carpet Free
  • Guest Accommodations
  • In-Law Capability
  • Sauna
  • Storage
  • Water Heater

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Southwold Home Buyer Advisory & Market HubActive MLS® Listing in Southwold, Ontario

Looking to Buy a Home in Southwold?

If you are looking for a house in Southwold or researching Southwold real estate for sale, this 4-bedroom detached at 4045 Union Road, Southwold, ON offers an exceptional opportunity to buy a home in Southwold, Ontario. Whether you are a first-time Southwold home buyer or comparing active Southwold MLS® homes for sale, working with a dedicated Southwold buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

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Dedicated Southwold Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Southwold realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Southwold Buyer Budget & Costs

Estimated mortgage: $3,325*/month*. Estimated Ontario Land Transfer Tax: $16,455. First-time Southwold home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Southwold

Frequently Asked Questions about 4045 Union Road, Southwold, ON

Q.What is the asking price for 4045 Union Road, Southwold, ON ?

The current listing price for 4045 Union Road, Southwold, ON in Rural Southwold, Southwold is $999,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 4045 Union Road, Southwold, ON ?

4045 Union Road, Southwold, ON is a Detached (Sidesplit) featuring a None basement.

Q.What key property features does 4045 Union Road, Southwold, ON offer?

Key property features include: Beach, Golf, Library, School Bus Route, School, Rec./Commun.Centre.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Guest Accommodations, In-Law Capability, Sauna, Storage, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 10.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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4045 Union Road, Southwold, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Rural Southwold, Southwold

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 4045 Union Road, Southwold, ON N5L 1J2

Estimated Sales Range
$949,000 - $979,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Southwold.

Configure Loan Settings

Interest Rate4.00%
Down Payment$299,700 (30.0%)
* Minimum Canadian down payment required for this price is $74,900.
Amortization Period30 Years
Estimated Monthly Payment$3,325Based on a loan of $699,300 over 30 years.
Purchase Price$999,000
Loan Amount$699,300
Provincial Land Transfer Tax:$16,455
Total Estimated Closing Taxes:$16,455

About Purchasing a Home in Southwold, ON

For a property listed at $999,000 in Southwold, the legal minimum down payment is $74,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,455 for this transaction. As this listing is in Southwold (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,455.

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Rural Southwold, Southwold Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Southwold, Southwold.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,039,475

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Rural Southwold, Southwold

Elementary Schools

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Secondary Schools

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Rural Southwold, Southwold Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

MLS® Active
$999,000

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